Black Hawk County property record for 403 Oneida St, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,177 sqft · built 1920 |
| Lot Size | 0.143 acres (6,248 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,950 (Jun 2024) |
| Tax Bill | $1,525 (2025) |
| Deeds & Mortgages | Feb 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-255-020 |
| Primary APN | 8913-24-255-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,177 sqft Living Area |
| 1st Floor Area | 636 sqft |
| Basement Area | 636 sqft |
| Unfinished Basement | 636 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,248 sqft (0.143 acres) |
| Lot Dimensions | 142 ft deep x 44 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 ONEIDA ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOWREY & MCWILLIAMS ADDITION LOT 11 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | HOWREY & MCWILLIAMS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 1800 |
Source: Black Hawk County records · APN 8913-24-255-020
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 ONEIDA ST, WATERLOO, IA 50703-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2024 · Amount on Record |
| Deed Sale | Jun 04, 2024 · Amount on Record |
| Prior Sale | Feb 21, 2022 · Amount on Record |
| Deed Document Number | 202415210 |
| Record Updated | Sep 20, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 21, 2022 |
| Property Address | 403 ONEIDA ST, WATERLOO, IA 50703-2837 |
| Document Number | 202200016888 |
| Instrument Date | Feb 09, 2022 |
| Instrument | 202200016888 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (-3.91%) | $68,340 (+24.66%) Land $5,500 Building $62,840 | $68,340 (+24.66%) Land $5,500 Building $62,840 |
| 2024 | $1,587.00 (+21.98%) | ||
| 2023 | $54,820 (+43.58%) Land $5,500 Building $49,320 | $54,820 (+43.58%) Land $5,500 Building $49,320 | |
| 2022 | $1,301.00 Homeowner's exemption | $38,180 Land $5,500 Building $32,680 | |
| 2021 | $38,180 Land $5,500 Building $32,680 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130018001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 261 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Mediacom Communications, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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