Buncombe County property record for 403 Olde Covington Way, Arden, NC 28704
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,170 sqft · built 2002 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Oct 2021) |
| Tax Bill | $950 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9653-77-8695-CD403 |
| Primary APN | 9653-77-8695-CD403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,170 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 436 sqft |
| Patio Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 965377865700000 |
|---|---|
| Street Address | 403 OLDE COVINGTON WAY |
| City | ARDEN |
| State | NC |
| Zip | 28704-9330 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | DEED DATE: 11/04/2009 DEE |
| Legal Description | DEED DATE: 11/04/2009 DEED: 4737-0978 SUBDIV: COVINGTON CROSSING BLOCK: D LOT: 403 SECTION: PLAT: 0084-0043 |
| Legal Subdivision | COVINGTON CROSSING |
| Legal Block | D |
| Legal Lot Number | 403 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 2205 |
403 Olde Covington Way, a condominium, is owned and occupied by an individual who bought it in October 2021.
Source: Buncombe County records, as of September 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 OLDE COVINGTON WAY, ARDEN, NC 28704-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on File |
| Deed Sale | Oct 5, 2021 · Amount on File |
| Prior Sale | Nov 4, 2009 · Amount on File |
| Deed Document Number | 0006129954 |
| Deed Book / Page | 6129 / 954 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 5, 2021 |
| Property Address | 403 OLDE COVINGTON WAY, ARDEN, NC 28704-9330 |
| Document Number | 0061290954 |
| Book / Page | 6129 / 954 |
| Map Reference | MB 4628 PG 166 |
| Instrument Date | Oct 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 CHERRY ST, 17, ARDEN, NC 28704-2735 |
| Name | Verified Name |
|---|---|
| Address | 403 OLDE COVINGTON WAY, ARDEN, NC 28704-9330 |
| Document Number | 6129957 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 6129/957 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2025 property tax bill for 403 Olde Covington Way was $950.
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $950.00 | $147,500 | |
| 2023 | $879.00 | $147,500 | $147,500 Building $147,500 |
| 2021 | $147,500 Building $147,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Olde Covington Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1980–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Olde Covington Way is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Optimum.
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