Fairfield County property record for 403 Old Ruff Rd, Winnsboro, SC 29180
| Property Type | Single Family Home |
|---|---|
| Details | 2,040 sqft · built 2014 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,506 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 164-03-02-027-000 |
| Primary APN | 164-03-02-027-000 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,040 sqft Living Area |
| Gross Area | 4,446 sqft |
| 1st Floor Area | 2,040 sqft |
| Basement Area | 646 sqft |
| Unfinished Basement | 646 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Porch | Slab |
| Porch Area | 1,760 sqft |
| Account Number | 13597 |
|---|---|
| Street Address | 403 OLD RUFF RD |
| City | WINNSBORO |
| State | SC |
| Zip | 29180-9055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-1 |
| Legal Description | 403 OLD RUFF RD PLAT: 579 - 1587 |
| Jurisdiction | FAIRFIELD SC |
| Township / Civil Division | WINNSBORO SOUTH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 960501 |
Source: Fairfield County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 OLD RUFF RD, WINNSBORO, SC 29180-9055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivor |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2007 |
| Transfer Doc | 0008640008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD SC |
| Property Address | 403 OLD RUFF RD, WINNSBORO, SC 29180-9055 |
| Document Number | 0000001875 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 403 OLD RUFF RD WINNSBORO SC 291809055, WINNSBORO, SC 29180-9055 |
| Document Number | 0000001875 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 001424/000146 |
| Instrument | 1875 |
| Name | FIRST CITIZENS BK & TR CO |
|---|---|
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 25, 2035 |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfield County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Fairfield County |
| Unified School District | Fairfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,506.00 (+18.86%) | $13,936 (+97.84%) Land $400 Building $13,536 | $348,400 (+97.84%) Land $10,000 Building $338,400 |
| 2024 | $1,267.00 (-2.24%) | $7,044 (-) Land $400 Building $6,644 | $176,100 (-) Land $10,000 Building $166,100 |
| 2023 | $1,296.00 (+9.55%) | $7,044 (-) Land $400 Building $6,644 | $176,100 (-) Land $10,000 Building $166,100 |
| 2022 | $1,183.00 | $7,044 Land $400 Building $6,644 | $176,100 Land $10,000 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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