403 Old Douglas Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 403 Old Douglas Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,864 sqft · built 2020
Lot Size	3.17 acres (138,085 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`083104 09104`

Property Details

APN / Parcel Number

Primary APN	`083104 09104`
Alternative APN	`104 09104`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,864 sqft Living Area
Gross Area	4,587 sqft
1st Floor Area	2,864 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	138,085 sqft (3.17 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,080 sqft
Driveway	Driveway
Driveway Area	2,340 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	576 sqft
Porch	Slab
Patio Area	144 sqft
Shed	1 Shed
Shed Area	484 sqft
Pole Barn	1,848 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 OLD DOUGLAS RD
City	GALLATIN
State	TN
Zip	37066-7735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB31 PG11 LT2
Legal Subdivision	JDH ENTERPRISES LLC
Legal Block	11
Legal Lot Number	2
Jurisdiction	SUMNER TN
Township / Civil Division	4
Census Block Group	1
Census Block	1029
Census Tract	20503

Owner

403 Old Douglas Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Line of Credit OLD HICKORY CU
Sep 2, 2022	Warranty Deed, Transfer LEGENDS TITLE SERVICES LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Feb 28, 2020	Deed of Trust, Mortgage · Construction Mortgage PERSONS BANKING COMPANY
Mar 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 19, 2021
Transfer Doc	0055380790
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	BRIDGEHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060970001
Date	Jan 9, 2023
Book Page	6097/1
Instrument	1439878

Lender

Name	OLD HICKORY CU
Type	Credit Union
Address	NASHVILLE, TN 37214

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Sep 2, 2022
Property Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Document Number	0060250708
Book / Page	6025 / 708
Map Reference	MB 4875 PG 269
Instrument Date	Aug 31, 2022
Instrument	1428577
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	LEGENDS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$2,941.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055520514
Date	Apr 5, 2021
Book Page	5552/514
Instrument	1358047

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051520862
Date	Feb 28, 2020
Book Page	5152/862
Instrument	1302202

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	PORTLAND, TN 37148

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 26, 2021

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Mar 22, 2021
Property Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735
Document Number	0055380790
Book / Page	5538 / 790
Map Reference	MB 561 PG 104
Instrument Date	Mar 19, 2021
Instrument	1356088
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 OLD DOUGLAS RD, GALLATIN, TN 37066-7735

Tax Assessment & Valuation

The 2025 property tax bill for 403 Old Douglas Rd was $2,987.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00	$210,200 Land $36,850 Building $173,350
2024			$840,800 Land $147,400 Building $693,400
2023	$2,581.00 (-0.42%)	$114,600 (-) Land $26,650 Building $87,950
2022	$2,592.00	$114,600 Land $26,650 Building $87,950
2021			$458,400 Land $106,600 Building $351,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Old Douglas Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (2002–2024)
Claims Outside the SFHA	6 of 15
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 4 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Old Douglas Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cumberland Connect Fiber	1,000 / 1,000

May also be available: Verizon.

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