403 Ocean Jasper Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 403 Ocean Jasper Dr, Saint Augustine, FL 32086 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2022
Square Footage2,505 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$545,000 (2026)
Tax Bill$5,770.00 (2025)

Property Details

APN / Parcel Number

Primary APN185921-0920

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures17 Plumbing Fixtures
Building Area2,505 sqft Living Area
Gross Area3,149 sqft Gross Area
1st Floor2,505 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialConcrete Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area644 sqft Garage
Porch Area190 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address403 OCEAN JASPER DR
CitySAINT AUGUSTINE
StateFL
Zip32086-8089
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description104/61-67 ROCK SPRINGS FARMS LOT 92 OR5630/214
Legal Range30E
Legal Township09S
Legal Section06
Legal SubdivisionROCK SPRINGS FARMS
Legal Block1
Legal Lot Number92
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1002
Census Tract21209

Owner

Source: St. Johns County records · APN 185921-0920

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2023Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 01, 2026Warranty Deed, Transfer · Conventional Mortgage
PLAINS COMMERCE BANK
Sep 07, 2022Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHANGE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 01, 2026 · Amount on Record
Deed SaleJun 01, 2026 · Amount on Record
Prior SaleSep 07, 2022 · Amount on Record
Deed Doc Number202646405
Deed Book / Page6374 / 392
Record RefreshedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089
Transaction TypeMortgage
Record UpdatedJun 17, 2026
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089

Mortgage

Document Number0057200398
DateMar 07, 2023
Book Page5720/398
Instrument2023017371
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 01, 2026
Property Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089
Document Number0000046405
Book / Page6374 / 392
Instrument DateMay 22, 2026
Instrument202646405
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$385,315.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089

Mortgage

Document Number0000046406,
DateJun 01, 2026
Instrument202646406
Lender
NamePLAINS COMMERCE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 07, 2022
Property Address403 OCEAN JASPER DR, SAINT AUGUSTINE, FL 32086-8089
Document Number0056300214
Book / Page5630 / 214
Map ReferenceMB 104 PG 61-67
Instrument DateAug 31, 2022
Instrument2022085867
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,797.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, RD100, ST JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 OCEAN JASPER DR, ST AUGUSTINE, FL 32086-8089

Mortgage

Document Number0056300215
DateSep 07, 2022
Book Page5630/215
Instrument2022085868
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$454,334 (+2.7%)$473,479 (+0.27%) Land $90,000 Building $383,479
2025$5,770.00 (+12.04%) Homeowner's exemption$442,389 (+2.9%)$472,202 (-1.72%) Land $90,000 Building $382,202
2024$5,150.00 (+1.94%) Homeowner's exemption$429,921 (+3%)$480,490 (+15.12%) Land $75,000 Building $405,490
2023$5,052.00 (+369.95%) Homeowner's exemption$417,399 (+396.9%)$417,399 (+396.9%) Land $75,000 Building $342,399
2022$1,075.00$84,000$84,000 Land $84,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation26.6 ft

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 258 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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