403 Obie Dr, Durham, NC 27713 Property Records

Durham County property record for 403 Obie Dr, Durham, NC 27713

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,296 sqft · built 1994
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Tax Bill	$5,265 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0729-52-3265`

Property Details

APN / Parcel Number

Primary APN	`0729-52-3265`
Alternative APNs	`0729-52-32-6577` `072904523276` `147786`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,296 sqft Heated Area
1st Floor Area	2,296 sqft
Basement Area	1,093 sqft
Unfinished Basement	1,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	257 ft deep x 100 ft wide
Porch	Porch
Porch Area	47 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	403 OBIE DR
City	DURHAM
State	NC
Zip	27713-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PROP-POPE V F ET AL/LT#25 -26 LT#24 PT PL:00028B-000058
Legal Subdivision	PROP-POPE V F ET AL
Legal Lot Number	24,26
Jurisdiction	DURHAM NC
Township / Civil Division	TRIANGLE
Census Block Group	1
Census Block	1014
Census Tract	2025

Owner

403 Obie Dr is owned and occupied by an individual who acquired it in August 2001.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	403 OBIE DR, DURHAM, NC 27713-8813
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · FHA Mortgage LOAN WIZ INC
Feb 12, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 13, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage COASTAL FEDERAL FINANCIAL GROUP LLC
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Mar 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 13, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 15, 2001
Transfer Doc	3403000876
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Recording Date	Sep 4, 2026
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Document Number	0000186702
Book / Page	10619 / 746
Instrument Date	Aug 31, 2026
Instrument	2026186702
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 OBIE DR, DURHAM, NC 27713-8813

Mortgage

Document Number	0000186702,
Date	Sep 4, 2026
Book Page	10619/746
Instrument	2026186702

Lender

Name	LOAN WIZ INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OPR100510121
Date	Feb 12, 2024
Book Page	OPR 10051/121
Instrument	2024086759

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	PO BOX 25279, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099330734
Date	Jun 13, 2023
Book Page	9933/734
Instrument	2023064570

Lender

Name	COASTAL FEDERAL FINANCIAL GROUP LLC
Address	RALEIGH, NC 27609

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 25, 2038

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095310058
Date	Nov 17, 2021
Book Page	9531/58
Instrument	2021058669

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0081450178
Date	Mar 20, 2017
Book Page	8145/178
Instrument	2017008935

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	403 OBIE DR, DURHAM, NC 27713-8813
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088470628
Date	Jan 13, 2020
Book Page	8847/628
Instrument	2020001421

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CHAPEL HILL, NC 27517

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 403 Obie Dr was $5,265, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,265.00 (+2.51%)	$518,116 (-) Land $160,025 Building $358,091	$518,116 (-) Land $160,025 Building $358,091
2025	$5,136.00	$518,116 Land $160,025 Building $358,091	$518,116 Land $160,025 Building $358,091
2023	$4,153.00 (+2.34%)	$317,098 Land $43,175 Building $273,923	$317,098 Land $43,175 Building $273,923
2022	$4,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Obie Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2013–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Obie Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Obie Dr

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