403 Oak St, Imperial, MO 63052 Property Records

Jefferson County property record for 403 Oak St, Imperial, MO 63052

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 2,640 sqft · built 1947
Lot Size	0.279 acres (12,132 sqft)
Owner	Company Name on Record
Last Sale	$314,100 (Oct 2020)
Tax Bill	$5,706 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094.017.04003035`

Property Details

APN / Parcel Number

Primary APN	`094.017.04003035`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,640 sqft Gross Area
1st Floor Area	1,392 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,132 sqft (0.279 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	462 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	403 OAK ST
City	IMPERIAL
State	MO
Zip	63052-2435
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CT1
Legal Description	TOWN OF KIMMSWICK LOTS 1 & 2 BLOCK 14
Legal Subdivision	TOWN OF KIMMSWICK
Legal Block	14
Legal Lot Number	1,2
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	2
Census Block	2033
Census Tract	700114

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 OAK ST, IMPERIAL, MO 63052-2435
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit CARROLITON BANK
Jun 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 27, 2017	Warranty Deed, Transfer HILLSBORO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Prior Sale	Nov 27, 2017
Deed Document Number	202038510
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000017675
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	403 OAK ST, IMPERIAL, MO 63052
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017887
Date	Jul 21, 2023
Instrument	2023R-017887

Lender

Name	CARROLITON BANK
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 20, 2019
Property Address	403 OAK ST, IMPERIAL, MO 63052
Document Number	0000017675
Instrument Date	Jun 7, 2019
Instrument	17675
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 114 KIMMSWICK MO 630530114, KIMMSWICK, MO 63053-0114

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 27, 2017
Property Address	403 OAK ST, IMPERIAL, MO 63052
Document Number	0000037320
Instrument Date	Nov 17, 2017
Instrument	37320
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	HILLSBORO TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 114 KIMMSWICK MO 630530114, KIMMSWICK, MO 63053-0114

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Kimmswick City
Unified School District	Windsor C-1 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100 (-) Land $3,900 Building $73,200	$241,100 (-) Land $12,200 Building $228,900
2025	$5,706.00 (+11.36%)	$77,100 (+13.88%) Land $3,900 Building $73,200	$241,100 (-) Land $12,200 Building $228,900
2024	$5,124.00 (+0.63%)		$241,100 (+13.94%) Land $12,200 Building $228,900
2023	$5,092.00	$67,700 Land $3,900 Building $63,800	$211,600 Land $12,200 Building $199,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	59 (1979–2019)
Claims Outside the SFHA	6 of 59
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jan 2016 · 7 claims Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 10 serves 10,000 people · EPA ID MO6024302
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Jan 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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