McMinn County property record for 403 Oak St, Athens, TN 37303
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 878 sqft · built 1948 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Mar 2022) |
| Tax Bill | $753 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054056F E 00900 |
| Primary APN | 054056F E 00900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 878 sqft Living Area |
| 1st Floor Area | 878 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 76 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Carport Area | 553 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 394 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 056F E 00900 00001056F |
|---|---|
| Street Address | 403 OAK ST |
| City | ATHENS |
| State | TN |
| Zip | 37303-2568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01 01 054I D 054I 00400 000, COUNTY AREA: D01 |
| Legal Subdivision | J W CREASMAN |
| Legal Block | B |
| Legal Lot Number | 6 7 |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970202 |
Source: McMinn County records · APN 054056F E 00900
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 OAK ST, ATHENS, TN 37303-2568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 15, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2022 · Amount on Record |
| Deed Sale | Mar 08, 2022 · Amount on Record |
| Prior Sale | Mar 15, 2017 · Amount on Record |
| Deed Document Number | 000023A815 |
| Deed Book / Page | 23A / 815 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Mar 08, 2022 |
| Property Address | 403 OAK ST, ATHENS, TN 37303-2568 |
| Document Number | 000023A815 |
| Book / Page | 23A / 815 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 234297 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $329.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 OAK ST, ATHENS, TN 37303-2568 |
| Document Number | 0000234298 |
|---|---|
| Date | Mar 08, 2022 |
| Instrument | 234298 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Mar 15, 2017 |
| Property Address | 403 OAK ST, ATHENS, TN 37303-2568 |
| Document Number | 21A493 |
| Book / Page | 00021A / 000493 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 188014 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $55.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 OAK ST ATHENS TN 373032568, ATHENS, TN 37303-2568 |
Source: McMinn County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| Municipality | Athens City |
| County | McMinn County |
| Elementary School District | Athens City Schools (PK - 08) |
| Secondary School District | McMinn County School District in Athens (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $753.00 | $36,025 (-) Land $4,175 Building $31,850 | |
| 2024 | $753.00 (+0.8%) | $36,025 (-) Land $4,175 Building $31,850 | |
| 2023 | $747.00 (+42.56%) | $36,025 (+98.76%) Land $4,175 Building $31,850 | $144,100 (+98.76%) Land $16,700 Building $127,400 |
| 2022 | $524.00 | $18,125 Land $3,375 Building $14,750 | $72,500 Land $13,500 Building $59,000 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ATHENS UTILITIES BOARD serves 26,424 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures