403 Nicholson St, Joliet, IL 60435 Property Records

Will County property record for 403 Nicholson St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,903 sqft · built 1914
Lot Size	0.24 acres (10,391 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Nov 2021)
Tax Bill	$5,829 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-125-007`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-125-007`
Alternative APN	`07091250070000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,903 sqft
Gross Area	2,792 sqft
Basement Area	1,922 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,391 sqft (0.24 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	403 NICHOLSON ST
City	JOLIET
State	IL
Zip	60435-7798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 1/2 OF LOT 16 IN W A STRONG'S SUB OF BLK 18 IN CANAL TRUSTEES' SUB IN THE E1/2 OF THE NW1/4 OF SEC. 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	W A STRONG'S SUB
Legal Block	18
Legal Lot Number	16
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1008
Census Tract	882702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Bluff Historic District listed 1991 · 517 contributing resources · NRIS 91000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Nicholson St is owned by a company that acquired it in July 2022.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST FEDERAL SAVINGS BANK
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Aug 18, 2022	Quit Claim Deed, Transfer · Line of Credit FIRST FEDERAL SAVINGS BANK
Nov 4, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 19, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST CMNTY FIN'L BK
Feb 28, 2017	Warranty Deed, Foreclosure CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Feb 28, 2017 · Amount on File
Deed Document Number	2021121230
Last Transfer Date	Jul 29, 2022
Transfer Doc	0000062696
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 DELLES RD, WHEATON, IL 60187-4831

Mortgage

Document Number	0000065729
Date	Nov 21, 2025
Instrument	R2025065729

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2030

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093748
Date	Oct 23, 2020
Instrument	R2020093748

Lender

Name	BUSEY BANK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	Aug 18, 2022
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Document Number	0000062696
Instrument Date	Jul 29, 2022
Instrument	R2022062696
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 KENILWORTH CT, ROMEOVILLE, IL 60446-4272

Mortgage

Document Number	0000062697
Date	Aug 18, 2022
Instrument	R2022062697

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2027

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Nov 4, 2021
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Document Number	0000121230
Map Reference	MB 8 PG 3 DOC 121183
Instrument Date	Sep 28, 2021
Instrument	R2021121230
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 KENILWORTH CT, ROMEOVILLE, IL 60446-4272

Mortgage

Document Number	0000121231
Date	Nov 4, 2021
Instrument	R2021121231

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WILL IL
Recording Date	Sep 19, 2017
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Instrument Date	Sep 7, 2017
Instrument	73163
Transaction Type	Construction Loan
Record Updated	Sep 29, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2801 W JEFFERSON ST JOLIET IL 604355299, JOLIET, IL 60435-5299

Mortgage

Document Number	0000073163
Date	Sep 19, 2017
Instrument	73163

Lender

Name	FIRST CMNTY FIN'L BK
Type	Bank
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 18, 2018

Interest

Rate Type	Adjustable Rate
Rate	4.25%

February 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Feb 28, 2017
Property Address	403 NICHOLSON ST, JOLIET, IL 60435-7798
Document Number	0000017141
Instrument Date	Dec 13, 2016
Instrument	17141
Transaction Type	Foreclosure
Record Updated	Mar 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	403 NICHOLSON ST JOLIET IL 604357013, JOLIET, IL 60435-7013

Tax Assessment & Valuation

The 2025 property tax bill for 403 Nicholson St was $5,829.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,829.00	$72,593 (+9.3%) Land $20,221 Building $52,372	$217,779 (+9.3%) Land $60,663 Building $157,116
2024		$66,416 Land $18,500 Building $47,916	$199,248 Land $55,500 Building $143,748
2022	$4,929.00	$53,378 Land $14,868 Building $38,510	$160,134 Land $44,604 Building $115,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Nicholson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 Nicholson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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