403 N Walnut St, Elk Point, SD 57025 Property Records

Union County property record for 403 N Walnut St, Elk Point, SD 57025

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,287 sqft · built 1892
Lot Size	0.332 acres (14,462 sqft)
Owner	Company Name on Record
Last Sale	$157,000 (May 2020)
Tax Bill	$1,832 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`03.05.10.1007`

Property Details

APN / Parcel Number

Primary APN	`03.05.10.1007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Living Area
Basement Area	542 sqft
Unfinished Basement	585 sqft

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	140 ft deep x 103 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	403 N WALNUT ST
City	ELK POINT
State	SD
Zip	57025-2216
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOTS 11 & 12 BLK 10 W & H ADD INC W10' VAC STREETS EP CITY
Legal Subdivision	W & H ADD
Legal Block	10
Legal Lot Number	11-12
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	ELK POINT
Census Block Group	2
Census Block	2041
Census Tract	20200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	609 N WALNUT ST, ELK POINT, SD 57025-2217
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Sep 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	20202182
Deed Book / Page	110 / 252
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	May 18, 2020
Property Address	403 N WALNUT ST, ELK POINT, SD 57025-2216
Document Number	000110/252
Book / Page	110 / 252
Instrument Date	May 18, 2020
Instrument	202182
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 W PLEASANT ST, ELK POINT, SD 57025-2417

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N WALNUT ST, ELK POINT, SD 57025-2216

Mortgage

Document Number	0000176499
Date	May 18, 2020
Instrument	176/499

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Sep 18, 2018
Property Address	403 N WALNUT ST, ELK POINT, SD 57025-2216
Document Number	00108/0614
Book / Page	108 / 0614
Instrument Date	Sep 7, 2018
Instrument	183971
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N WALNUT ST, ELK POINT, SD 57025-2217

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
Municipality	Elk Point City
Unified School District	Elk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,832.00 (+0.05%)	$95,264 (-) Land $23,896 Building $71,368
2025	$1,831.00 (+5.29%)	$95,264 (+7.28%) Land $23,896 Building $71,368
2024	$1,739.00 (-3.82%)
2023	$1,808.00 (+9.18%)	$88,803 Land $23,896 Building $64,907
2022	$1,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK POINT serves 2,124 people · EPA ID SD4600116
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	CLAY RURAL WATER SYSTEM
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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