403 N Main St, Henderson, TX 75652 Property Records

Rusk County property record for 403 N Main St, Henderson, TX 75652

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 1911
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Tax Bill	$2,985 (2026)
Deeds & Mortgages	Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01220-02150-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01220-02150-00000-000000`
Alternative APN	`17484`

Interior

Stories	1 Story
Building Area	1,518 sqft Living Area

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	112 ft deep x 90 ft wide
Garage Area	480 sqft
Porch	Porch
Porch Area	150 sqft

Location & Zoning

Account Number	01220-02150-00000-000000
Street Address	403 N MAIN ST
City	HENDERSON
State	TX
Zip	75652-5860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 20/131 F J STARR SUR (AKA LT 1 BLK 20 JOHNSON AUGMENTATION TO THE CITY OF HENDERSON)
Legal Subdivision	JOHNSON ADDITION
Legal Block	20
Legal Lot Number	1,2
Jurisdiction	RUSK TX
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2029
Census Tract	950700

Owner

Source: Rusk County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 N MAIN ST, HENDERSON, TX 75652-5860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021
Deed Sale	Jul 13, 2021
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	2021221681
Deed Book / Page	3786 / 683
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	003363/263
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK TX
Property Address	403 N MAIN ST, HENDERSON, TX 75652-5860
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003560/039
Date	Mar 29, 2018
Book Page	3560/039
Instrument	184565

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75653

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 28, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Henderson City
County	Rusk County
Unified School District	Henderson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,985.00 (+120.62%) Homeowner's exemption	$157,030 (-) Land $18,000 Building $139,030	$157,030 (-) Land $18,000 Building $139,030
2025	$1,353.00 (-26.31%) Homeowner's exemption	$157,030 (+12.06%) Land $18,000 Building $139,030	$157,030 (+12.06%) Land $18,000 Building $139,030
2023		$140,130 Land $16,380 Building $123,750	$140,130 Land $16,380 Building $123,750
2022	$1,836.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSON serves 14,666 people · EPA ID TX2010001
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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