Cowley County property record for 403 N Main St, Dexter, KS 67038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft · built 1875 |
| Lot Size | 0.287 acres (12,480 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,543 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-18028 |
| Primary APN | 6-18028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 12,480 sqft (0.287 acres) |
| Lot Dimensions | 160 ft deep x 78 ft wide |
| Garage Type | Carport |
| Garage Area | 322 sqft |
| Carport | Carport |
| Carport Area | 322 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R11525 |
|---|---|
| Street Address | 403 N MAIN ST |
| City | DEXTER |
| State | KS |
| Zip | 67038-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAWKIN'S ADD TO DEXTER, BLOCK 14, LT 11 EXC N22 & ALL LT 12 |
| Legal Subdivision | HAWKIN'S ADD TO DEXTER |
| Legal Block | 14 |
| Legal Lot Number | 11,12 |
| Jurisdiction | COWLEY KS |
| Township / Civil Division | DEXTER |
| Census Block Group | 2 |
| Census Block | 2084 |
| Census Tract | 493100 |
403 N Main St, a single family home, is owned by two individuals.
Source: Cowley County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 146, DEXTER, KS 67038-0146 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 403 N MAIN ST, DEXTER, KS 67038-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Name | Verified Name |
|---|---|
| Address | 403 N MAIN ST, DEXTER, KS 67038-9700 |
| Document Number | 001168/748 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 1168/748 |
| Name | COMMUNITY NATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | 500 N SUMMIT ST, ARKANSAS CITY, KS 67005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Change Frequency | Monthly |
|---|
The 2025 property tax bill for 403 N Main St was $1,543.
Source: Cowley County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Cowley County |
| County Subdivision | Dexter Township |
| Municipality | Dexter City |
| Unified School District | Dexter Unified School District 471 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,412 (+13.11%) Land $440 Building $7,972 | $73,150 (+13.11%) Land $3,830 Building $69,320 | |
| 2025 | $1,543.00 | $7,437 Land $440 Building $6,997 | $64,670 Land $3,830 Building $60,840 |
| 2023 | $4,452 Land $440 Building $4,012 | $38,720 Land $3,830 Building $34,890 | |
| 2021 | $824.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1995–1998) |
| Most Recent Claim | Nov 1998 · Flooding 10/31/98 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 N Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 47% of Kansas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DEXTER serves 226 people · EPA ID KS2003501 |
|---|---|
| Water Source | Purchased surface water from COWLEY CO RWD 5 |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Copper | 1.95 mg/L (2017–2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Valley Cable · Fixed Wireless in parts of the area | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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