403 N Gray St, Indianapolis, IN 46201 Property Records

Marion County property record for 403 N Gray St, Indianapolis, IN 46201

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,896 sqft · built 1916
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Mar 2021)
Tax Bill	$1,388 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-10-05-203-012.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-10-05-203-012.000-101`
Alternative APN	`1078436`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Gross Area	2,607 sqft
1st Floor Area	1,896 sqft
Upper Floors Area	948 sqft
Basement Area	711 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1963
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	105 ft deep x 56 ft wide
View / Lot	Extra Front
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	403 N GRAY ST
City	INDIANAPOLIS
State	IN
Zip	46201-3346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	S S RHODES E OHIO ST ADD L19
Legal Subdivision	S S RHODES E OHIO ST ADD
Legal Lot Number	19
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1002
Census Tract	355000

Owner

403 N Gray St is owned and occupied by an individual who bought it in March 2021.

Source: Marion County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Mar 9, 2021	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Apr 12, 2017	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2017	Tax Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on File
Deed Sale	Mar 9, 2021 · Amount on File
Prior Sale	Apr 12, 2017 · Amount on File
Deed Document Number	202131050
Prior Transfer Date	Feb 3, 2017
Prior Transfer Doc	0000042773
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Recording Date	Sep 15, 2026
Property Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Document Number	0000080374
Instrument Date	Sep 9, 2026
Instrument	202680374
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346

Mortgage

Document Number	0000080374,
Date	Sep 15, 2026
Instrument	202680374

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 5, 2036

Interest

Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 9, 2021
Property Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Document Number	0000031050
Map Reference	PB 10 PG 185
Instrument Date	Mar 5, 2021
Instrument	A202100031050
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346

Mortgage

Document Number	0000031051
Date	Mar 9, 2021
Instrument	A202100031051

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Mar 9, 2021
Property Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Document Number	0000031050
Map Reference	PB 10 PG 185
Instrument Date	Mar 5, 2021
Instrument	A202100031050
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346

Mortgage

Document Number	0000031051
Date	Mar 9, 2021
Instrument	A202100031051

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Apr 12, 2017
Property Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Document Number	0000042773
Instrument Date	Feb 3, 2017
Instrument	42773
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13970 CONNER KNOLL PKWY FISHERS IN 460384415, FISHERS, IN 46038-4415

April 2017: Tax Deed, Transfer

Document Type	Tax Deed
Jurisdiction	MARION IN
Recording Date	Apr 10, 2017
Property Address	403 N GRAY ST, INDIANAPOLIS, IN 46201-3346
Document Number	0000041329
Instrument Date	Feb 2, 2017
Instrument	41329
Transaction Type	Transfer
Record Updated	Apr 14, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	200 E WASHINGTON ST #1060 INDIANAPOLIS IN 462043318, 1060, INDIANAPOLIS, IN 46204-3318

Tax Assessment & Valuation

The 2025 property tax bill for 403 N Gray St was $1,388 with a homeowner's exemption, up 17.9% from the year before.

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,388.00 (+17.93%)	$134,900 Land $8,200 Building $126,700	$134,900 Land $8,200 Building $126,700
2024	$1,177.00 (+6.13%)
2023	$1,109.00 (-9.98%)	$116,000 (+1.4%) Land $8,200 Building $107,800	$116,000 (+1.4%) Land $8,200 Building $107,800
2022	$1,232.00	$114,400 Land $8,200 Building $106,200	$114,400 Land $8,200 Building $106,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 N Gray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 N Gray St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: On-Ramp Indiana, Xiber.

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