St. Lucie County property record for 403 N Graves Rd, Fort Pierce, FL 34945
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,768 sqft · built 2012 |
| Lot Size | 5.73 acres (249,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $114,000 (Mar 2005) |
| Tax Bill | $1,709 (2024) |
| Deeds & Mortgages | Dec 2017 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2212-601-0003-000-3 |
| Primary APN | 2212-601-0003-000-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,768 sqft Finished Area |
| 1st Floor Area | 1,768 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 249,599 sqft (5.73 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Patio Area | 692 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 159860 |
|---|---|
| Street Address | 403 N GRAVES RD |
| City | FORT PIERCE |
| State | FL |
| Zip | 34945-4202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG-5 |
| Legal Description | JAMIES ACRES (PB 45-3,4) LOT 2 (5.73 AC) (OR 2188-1053) |
| Legal Range | 38E |
| Legal Township | 35S |
| Legal Section | 12 |
| Legal Subdivision | JAMIES ACRES |
| Legal Lot Number | 2 5 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | WEST ST. LUCIE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 382201 |
403 N Graves Rd, a rural home, is owned and occupied by two individuals who bought it in March 2005.
Source: St. Lucie County records, as of November 24, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 N GRAVES RD, FORT PIERCE, FL 34945-4202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2017 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK NA |
| Sep 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2005 · Amount on File |
| Deed Sale | Mar 16, 2005 · Amount on File |
| Deed Document Number | 2580164 |
| Deed Book / Page | 2188 / 1053 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 403 N GRAVES RD, FORT PIERCE, FL 34945-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0040720915 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 4072/0915 |
| Instrument | 4377562 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 403 N GRAVES RD, FORT PIERCE, FL 34945-4202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044312404 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 4431/2404 |
| Instrument | 4717835 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Sep 2, 2020 |
| Property Address | 403 N GRAVES RD, FORT PIERCE, FL 34945-4202 |
| Document Number | 0044691109 |
| Book / Page | 004469 / 001109 |
| Instrument Date | May 1, 2020 |
| Instrument | 4748713 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 403 N GRAVES RD FORT PIERCE FL 349454202, FORT PIERCE, FL 34945-4202 |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $127,493 | $515,900 Land $286,500 Building $229,400 | |
| 2024 | $1,709.00 (+4.21%) | ||
| 2023 | $1,640.00 (+4.13%) Additional exemption filed | $454,884 (+291.06%) Land $233,784 Building $221,100 | $454,884 (+37.1%) Land $233,784 Building $221,100 |
| 2022 | $1,575.00 Homeowner's exemption | $116,320 | $331,796 Land $144,396 Building $187,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 N Graves Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 N Graves Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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