403 N Franklin St, Madison, MO 65263 Property Records

Monroe County property record for 403 N Franklin St, Madison, MO 65263

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,031 sqft · built 1994
Lot Size	0.85 acres (37,041 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,429 (2025)
Deeds & Mortgages	Jun 2010 Mortgage Feb 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-1.0-11-004-009-009.020`

Property Details

APN / Parcel Number

Primary APN	`17-1.0-11-004-009-009.020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Adjusted Area
Gross Area	1,592 sqft
1st Floor Area	1,592 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	37,041 sqft (0.85 acres)
Lot Dimensions	173 ft deep x 213 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	403 N FRANKLIN ST
City	MADISON
State	MO
Zip	65263-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 17, 18 & 19 BAKERS 4TH-MADISON
Legal Range	12W
Legal Township	54N
Legal Section	11
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	17-19
Jurisdiction	MONROE MO
Township / Civil Division	MARION
Census Block Group	2
Census Block	2035
Census Tract	960300

Owner

403 N Franklin St is owned by two individuals who acquired it in June 2024.

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27230 MONROE ROAD 327, SHELBINA, MO 63468-3311
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CAIRO AND MOBERLY
Feb 17, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CAIRO & MOBERLY
Oct 30, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CAIRO AND MOBERLY
Jun 11, 2015	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2024
Deed Sale	Jun 21, 2024
Deed Document Number	2024651
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	0000000651
Record Updated	Sep 20, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	403 N FRANKLIN ST, MADISON, MO 65263-1157
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020100846
Date	Jun 30, 2010
Instrument	2010-0846

Lender

Name	BANK OF CAIRO AND MOBERLY
Address	MOBERLY, MO 65270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2025

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	403 N FRANKLIN ST, MADISON, MO 65263-1157
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020120217
Date	Feb 17, 2012
Instrument	2012-0217

Lender

Name	BANK OF CAIRO & MOBERLY
Address	MOBERLY, MO 65270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	163 Months
Due	Sep 1, 2025

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	403 N FRANKLIN ST, MADISON, MO 65263-1157
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020121493
Date	Oct 30, 2012
Instrument	2012-1493

Lender

Name	BANK OF CAIRO AND MOBERLY
Address	MOBERLY, MO 65270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2027

June 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MO
Recording Date	Jun 11, 2015
Property Address	403 N FRANKLIN ST, MADISON, MO 65263-1157
Document Number	0020150747
Instrument Date	Jun 9, 2015
Instrument	20150747
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N FRANKLIN ST, MADISON, MO 65263-1157

Tax Assessment & Valuation

The 2025 property tax bill for 403 N Franklin St was $1,429.

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Madison City
Unified School District	Madison C-3 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,140 (-)	$121,800 (-)
2025	$1,429.00	$23,140	$121,800 Land $5,700 Building $116,100
2023		$20,330	$107,000
2020	$1,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 N Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2006

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 N Franklin St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON PWS serves 554 people · EPA ID MO2010488
Water Source	Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM
Last State Inspection	Feb 2024
Also Mapped Here	MONROE COUNTY PWSD 2
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chariton Valley Communication.

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