403 N Cedar Ave, Hubbard, TX 76648 Property Records

Hill County property record for 403 N Cedar Ave, Hubbard, TX 76648

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,392 sqft · built 1902
Lot Size2.46 acres (107,158 sqft)
OwnerIndividual Name on Record
Last Sale$105,042 (May 2016)
Tax Bill$4,767 (2026)
Deeds & MortgagesAug 2026 Line of Credit
May 2017 Transfer
Flood ZoneZone X (minimal risk)
APN12608-16000-00190-000010

Property Details

APN / Parcel Number

Primary APN12608-16000-00190-000010
Alternative APN
  • 106980

Interior

Full Baths3 Baths
Building Area3,392 sqft Living Area
Gross Area9,608 sqft
1st Floor Area1,696 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Exterior MaterialWood
Roof TypeHip
Lot Area107,158 sqft (2.46 acres)
Garage TypeCarport
Garage Area600 sqft
CarportCarport
Carport Area600 sqft
PorchPorch
Porch Area1,616 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12608-16000-00190-000010
Street Address403 N CEDAR AVE
CityHUBBARD
StateTX
Zip76648-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUBBARD OT BLK 19 LT ALL & PT A-85
Legal SubdivisionORIGINAL TOWN OF HUBBARD
Legal Block19
JurisdictionHILL TX
Township / Civil DivisionHUBBARD-MOUNT CALM
Census Block Group2
Census Block2042
Census Tract961400

Owner

Source: Hill County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address403 N CEDAR AVE, HUBBARD, TX 76648-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
May 4, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2016 · Amount on Record
Deed SaleMay 10, 2016 · Amount on Record
Prior SaleMay 19, 2015
Deed Document Number201680635
Deed Book / Page1865 / 129
Last Transfer DateMar 1, 2017
Transfer Doc001906/167
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILL TX
Recording DateAug 19, 2026
Property Address403 N CEDAR AVE, HUBBARD, TX 76648-2002
Document Number0000178095
Book / Page2459 / 406
Instrument DateAug 6, 2026
Instrument2026178095
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N CEDAR AVE, HUBBARD, TX 76648-2002

Mortgage

Document Number0000178095,
DateAug 19, 2026
Book Page2459/406
Instrument2026178095
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILL TX
Recording DateMay 4, 2017
Property Address403 N CEDAR AVE, HUBBARD, TX 76648-2002
Document Number001906/167
Book / Page1906 / 167
Instrument DateMar 1, 2017
Instrument00088172
Transaction TypeTransfer
Record UpdatedSep 5, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 N CEDAR AVE, HUBBARD, TX 76648-2002

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHill County
MunicipalityHubbard City
Unified School DistrictHubbard Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,767.00 (+743.72%)$180,912 (-23.64%)$245,300 (+3.54%) Land $39,130 Building $206,170
2025$236,920 (+104.17%) Land $40,020 Building $196,900$236,920 (+104.17%) Land $40,020 Building $196,900
2023$116,040 Land $16,980 Building $99,060$116,040 Land $16,980 Building $99,060
2022$565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HUBBARD
serves 1,917 people · EPA ID TX1090002
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pathway Com-Tel
Fiber
5,000 / 5,000
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Nextlink
Fiber · Fixed Wireless
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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