403 N 3rd Ave, Big Rapids, MI 49307 Property Records

Mecosta County property record for 403 N 3rd Ave, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,466 sqft · built 1920
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-11-331-008`

Property Details

APN / Parcel Number

Primary APN	`17-11-331-008`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,466 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	122 ft deep x 125 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	403 N 3RD AVE
City	BIG RAPIDS
State	MI
Zip	49307-1565
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000403 N THIRD AVENUE: GRAND RAPIDS AND INDIANA RAILROAD COMPANY AND CONTINENTAL IMPROVEMENT COMPANY'S SUB-DIVISION -- BLK 18
Legal Subdivision	GRAND RAPIDS AND INDIANA RAILROAD COMPAN
Legal Block	18
Legal Lot Number	1-3
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	2
Census Block	2006
Census Tract	960500

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 N 3RD AVE, BIG RAPIDS, MI 49307-1565
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Deed of Trust, Mortgage ALLEGHENY CASUALTY COMPANY
Dec 8, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2008
Transfer Doc	882/0673
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	403 N 3RD AVE, BIG RAPIDS, MI 49307-1565
Transaction Type	Mortgage
Record Updated	Jul 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 3RD AVE, BIG RAPIDS, MI 49307-1565

Mortgage

Document Number	00924/2800
Date	Jun 8, 2023
Book Page	924/2800
Instrument	202300003585

Lender

Name	ALLEGHENY CASUALTY COMPANY
Type	Non-Lending Institution
Address	WESTLAKE VILLAGE, CA 91359

Agreement

Amount	Amount Recorded

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Dec 8, 2017
Property Address	403 N 3RD AVE, BIG RAPIDS, MI 49307-1565
Document Number	882/0673
Book / Page	882 / 0673
Instrument Date	Jul 12, 2008
Instrument	201700009109
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	403 N 3RD AVE, BIG RAPIDS, MI 49307-1565

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,600 (+6.39%)	$113,200 (+6.39%)
2025	$1,686.00 (+52.72%)	$53,200 (+17.18%)	$106,400 (+17.18%)
2024	$1,104.00
2023		$45,400	$90,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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