403 N 1st St, Girard, IL 62640 Property Records

Macoupin County property record for 403 N 1st St, Girard, IL 62640

Property Summary

Property Type	Single Family Home
Lot Size	0.317 acres (13,794 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Dec 2016)
Tax Bill	$1,090 (2025)
Deeds & Mortgages	Jul 2023 Transfer Sep 2022 Transfer
APN	`04-32-227-013`

Property Details

APN / Parcel Number

Primary APN	`04-32-227-013`
Alternative APN	`07-000-532-00`

Exterior

Lot Area	13,794 sqft (0.317 acres)
Lot Dimensions	132 ft deep x 104 ft wide

Location & Zoning

Street Address	403 N 1ST ST
City	GIRARD
State	IL
Zip	62640-1207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 104.5' LOTS 1 & 2 BLK 1 O P GIRARD 104.5 X 132 04-32-227-013
Legal Subdivision	TOWN OF GIRARD
Legal Block	1
Legal Lot Number	1-2
Jurisdiction	MACOUPIN IL
Township / Civil Division	GIRARD
Census Block Group	2
Census Block	2016
Census Tract	956100

Owner

403 N 1st St is owned by an individual who acquired it in July 2023.

Source: Macoupin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	108 N ALLEN ST, SPAULDING, IL 62561-9603
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 29, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2016 · Amount on File
Deed Sale	Dec 2, 2016 · Amount on File
Deed Document Number	2016557982
Last Transfer Date	Jul 10, 2023
Transfer Doc	0000606139
Record Updated	Sep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Jul 12, 2023
Property Address	403 N 1ST ST, GIRARD, IL 62640-1207
Document Number	0000606139
Instrument Date	Jul 10, 2023
Instrument	606139
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 N ALLEN ST, SPAULDING, IL 62561-9603

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOUPIN IL
Recording Date	Sep 29, 2022
Property Address	403 N 1ST ST, GIRARD, IL 62640-1207
Document Number	0000601422
Instrument Date	Sep 27, 2022
Instrument	601422
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 N 1ST ST, GIRARD, IL 62640-1207

Tax Assessment & Valuation

The 2025 property tax bill for 403 N 1st St was $1,090, up 3.2% from the year before.

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Girard Township
Municipality	Girard City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,090.00 (+3.22%)	$13,448 (+6.99%) Land $4,729 Building $8,719	$40,344 (+6.99%) Land $14,187 Building $26,157
2024	$1,056.00	$12,569 Land $4,420 Building $8,149	$37,707 Land $13,260 Building $24,447
2022	$556.00 Homeowner's exemption	$8,480 Land $3,825 Building $4,655	$25,440 Land $11,475 Building $13,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 403 N 1st St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 N 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GIRARD serves 1,885 people · EPA ID IL1170450
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Dec 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Royell Communications Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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