403 Murphy Rd, Centreville, MD 21617 Property Records

Queen Anne's County property record for 403 Murphy Rd, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 2012
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Aug 2019)
Tax Bill	$3,234 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-030217`

Property Details

APN / Parcel Number

Primary APN	`02-030217`
Alternative APN	`030217`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,830 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Shed	1 Shed
Shed Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	030217
Street Address	403 MURPHY RD
City	CENTREVILLE
State	MD
Zip	21617-2097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 - 5.00 ACRES N/MURPHY ROAD N/E CENTREVILLE
Legal Subdivision	SLIDING SCALE
Legal Lot Number	2
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	2, CHURCH HILL
Census Block Group	3
Census Block	3056
Census Tract	810300

Owner

403 Murphy Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 7, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 4, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 26, 2019	Grant Deed, Transfer · FHA Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2019 · Amount on File
Deed Sale	Aug 26, 2019 · Amount on File
Prior Sale	Oct 27, 2010
Deed Book / Page	3144 / 184
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097
Transaction Type	Mortgage
Record Updated	Mar 19, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097

Mortgage

Document Number	0043440292
Date	Feb 21, 2024
Book Page	4344/292

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	307 Months
Due	Sep 1, 2049

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097

Mortgage

Document Number	0042480145
Date	Jul 7, 2023
Book Page	4248/145

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Sep 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097

Mortgage

Document Number	0040110059
Date	Apr 4, 2022
Book Page	4011/59

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	329 Months
Due	Sep 1, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Aug 26, 2019
Property Address	403 MURPHY RD, CENTREVILLE, MD 21617-2097
Document Number	0031440184
Book / Page	003144 / 000184
Instrument Date	Aug 22, 2019
Transaction Type	Transfer
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 MURPHY RD CENTREVILLE MD 216172097, CENTREVILLE, MD 21617-2097

Mortgage

Document Number	31440189
Date	Aug 26, 2019
Book Page	003144/000189

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 403 Murphy Rd was $3,234 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,633	$398,100 Land $143,500 Building $254,600
2025	$3,234.00 Homeowner's exemption
2023	$2,966.00	$314,867	$343,400 Land $97,500 Building $245,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Murphy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Murphy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Choptank Fiber Fiber	2,500 / 2,500

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

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