Hardy County property record for 403 Mountaintop Dr, Mathias, WV 26812 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,323 sqft · built 2001 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Feb 2021) |
| Tax Bill | $603 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-546-0072.0000 |
| Primary APN | 02-546-0072.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Log Home |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 174,240 sqft (4 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 403 MOUNTAINTOP DR |
|---|---|
| City | MATHIAS |
| State | WV |
| Zip | 26812-8464 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 AC LOT 17 SECRTARY OF HOU MATHIAS ESTATES |
| Legal Subdivision | MATHIAS ESTATES SUB |
| Legal Tract | 17 |
| Legal Lot Number | 17 4 |
| Jurisdiction | HARDY WV |
| Township / Civil Division | LOST RIVER |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 970300 |
Source: Hardy County records · APN 02-546-0072.0000
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 MOUNTAINTOP DR, MATHIAS, WV 26812-8464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 02, 2021 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 02, 2021 · Amount on Record |
| Deed Sale | Feb 02, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2013 · Amount on Record |
| Deed Document Number | 221677 |
| Deed Book / Page | 357 / 419 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 403 MOUNTAINTOP DR, MATHIAS, WV 26812-8464 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000301/482 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 301/482 |
| Instrument | 206356 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Feb 02, 2021 |
| Property Address | 403 MOUNTAINTOP DR, MATHIAS, WV 26812-8464 |
| Document Number | 000357/419 |
| Book / Page | 357 / 419 |
| Instrument Date | Jan 25, 2021 |
| Instrument | 221677 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 000327/399 |
|---|---|
| Date | Feb 02, 2021 |
| Book Page | 327/399 |
| Instrument | 221678 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Hardy County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Unified School District | Hardy County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $603.00 (+2.55%) | $78,420 (+2.99%) Land $16,980 Building $61,440 | $130,700 (+2.99%) Land $28,300 Building $102,400 |
| 2023 | $588.00 | $76,140 Land $16,980 Building $59,160 | $126,900 Land $28,300 Building $98,600 |
Source: FEMA National Flood Hazard Layer, Hardy County (54031C), updated November 15, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 68% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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