403 Morningside Dr, Waverly, NY 14892 Property Records

Tioga County and Barton Town property record for 403 Morningside Dr, Waverly, NY 14892

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,541 sqft · built 1963
Lot Size0.747 acres (32,555 sqft)
Owner2 Individual Names on File
Last Sale$111,000 (Jun 1998)
Tax Bill$6,641 (2026)
Deeds & MortgagesFeb 2019 Refinance
Oct 2020 Refinance
Flood ZoneZone X (minimal risk)
APN492089 167.13-2-24

Property Details

APN / Parcel Number

Primary APN492089 167.13-2-24
Alternative APNs
  • 208916701300020240000000
  • 00000010510

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,541 sqft Living Area
1st Floor Area2,541 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area32,555 sqft (0.747 acres)
Lot Dimensions153 ft deep x 212 ft wide
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area690 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000010510
Street Address403 MORNINGSIDE DR
CityWAVERLY
StateNY
Zip14892-9301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block2
Legal Lot Number24.000
JurisdictionTIOGA NY
Township / Civil DivisionBARTON
Census Block Group3
Census Block3001
Census Tract20703

Owner

403 Morningside Dr is owned and occupied by two individuals who bought it in June 1998.

Source: Tioga County and Barton Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address403 MORNINGSIDE DR, WAVERLY, NY 14892-9301
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
VISIONS FCU
Oct 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CORNING FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 1998 · Amount on File
Deed SaleJun 16, 1998 · Amount on File
Deed Book / Page611 / 286
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address403 MORNINGSIDE DR, WAVERLY, NY 14892-9301
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019000000554
DateFeb 12, 2019
Instrument20190-00000554
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address403 MORNINGSIDE DR, WAVERLY, NY 14892-9301
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020000003990
DateOct 9, 2020
Instrument20200-00003990
Lender
NameCORNING FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 403 Morningside Dr was $6,641 with exemptions applied, up 1.9% from the year before.

Source: Tioga County and Barton Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionBarton Town
Unified School DistrictWaverly Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,641.00 (+1.92%) Homeowner's exemption Veteran's exemption
2025$6,516.00$190,500 Land $15,000 Building $175,500$338,968 Land $26,690 Building $312,278
2023$190,500 Land $15,000 Building $175,500$317,500 Land $25,000 Building $292,500
2019$2,583.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (1993–2011)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Morningside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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