Franklin County property record for 403 Morgans Fork Rd, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,005 sqft · built 1955 |
| Lot Size | 4.68 acres (203,904 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Oct 2017) |
| Tax Bill | $1,204 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 067 00-071 00 |
| Primary APN | 067 00-071 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,005 sqft Living Area |
| Gross Area | 3,329 sqft |
| 1st Floor Area | 1,333 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Softwood |
| Interior Walls | Plaster |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 203,904 sqft (4.68 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 448 sqft |
| Patio Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Lean-To | Lean-To |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 21840 |
|---|---|
| Street Address | 403 MORGANS FORK RD |
| City | PENHOOK |
| State | VA |
| Zip | 24137-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | OFF RT 40 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20102 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 MORGANS FORK RD, PENHOOK, VA 24137-3302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Oct 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on Record |
| Deed Sale | Oct 6, 2017 · Amount on Record |
| Deed Document Number | 20176363 |
| Deed Book / Page | 1098 / 2815 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Apr 8, 2026 |
| Property Address | 403 MORGANS FORK RD, PENHOOK, VA 24137-3302 |
| Document Number | 0000002156 |
| Book / Page | 1243 / 1443 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20262156 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 403 MORGANS FORK RD, PENHOOK, VA 24137-3302 |
| Document Number | 0000002156, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 1243/1443 |
| Instrument | 20262156 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Oct 6, 2017 |
| Property Address | 403 MORGANS FORK RD, PENHOOK, VA 24137-3302 |
| Document Number | 0010982815 |
| Book / Page | 001098 / 002815 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 6363 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $175.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29383 HUNTERS POINT RD COURTLAND VA 238372560, COURTLAND, VA 23837-2560 |
| Document Number | 10982819 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 001098/002819 |
| Instrument | 6364 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 5, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,204.00 (-5.27%) | $280,200 (+34.45%) Land $46,700 Building $233,500 | $280,200 (+34.45%) Land $46,700 Building $233,500 |
| 2023 | $1,271.00 | $208,400 (-) Land $39,700 Building $168,700 | $208,400 (-) Land $39,700 Building $168,700 |
| 2022 | $208,400 Land $39,700 Building $168,700 | $208,400 Land $39,700 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 31 units insured incl. 24 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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