Caldwell County property record for 403 Monument St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,265 sqft · built 1969 |
| Lot Size | 0.129 acres (5,628 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,092 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300526-001-020-00 |
| Primary APN | 0300526-001-020-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,265 sqft Living Area |
| 1st Floor Area | 1,265 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Georgian |
| Exterior Material | Brick |
| Roof Type | Mansard |
| Lot Area | 5,628 sqft (0.129 acres) |
| Lot Dimensions | 106 ft deep x 53 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Patio Area | 137 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19255 |
|---|---|
| Street Address | 403 MONUMENT ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST SIDE SUPP., LOT 20 |
| Legal Subdivision | EAST SIDE SUPP. |
| Legal Lot Number | 20 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960200 |
Source: Caldwell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 MONUMENT ST, LOCKHART, TX 78644-2844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jun 5, 2026 |
| Property Address | 403 MONUMENT ST, LOCKHART, TX 78644-2844 |
| Document Number | 0000004549 |
| Instrument Date | May 26, 2026 |
| Instrument | 20264549 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 403 MONUMENT ST, LOCKHART, TX 78644-2844 |
| Document Number | 0000004549, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20264549 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,092.00 (+421.42%) | ||
| 2025 | $136,230 (+21%) Land $74,630 Building $168,920 | $243,550 (+8.26%) Land $74,630 Building $168,920 | |
| 2024 | $593.00 (+24.32%) | ||
| 2023 | $477.00 (-4.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $112,586 Land $53,410 Building $171,560 | $224,970 Land $53,410 Building $171,560 |
| 2022 | $497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, VTX Communications.
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