403 Montgomery Ct, Forest Hill, MD 21050 Property Records

Harford County property record for 403 Montgomery Ct, Forest Hill, MD 21050

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,138 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2019)
Tax Bill	$4,355 (2026)
Deeds & Mortgages	Mar 2020 Mortgage May 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-194698`

Property Details

APN / Parcel Number

Primary APN	`03-194698`
Alternative APNs	`3194698` `194698`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,138 sqft Total Area
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Porch	Porch
Porch Area	182 sqft
Deck Area	195 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	194698
Street Address	403 MONTGOMERY CT
City	FOREST HILL
State	MD
Zip	21050-3029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 0.340 AC 403 MONTGOMERY COURT COLONY PARK PT 52/17
Legal Subdivision	COLONY PARK
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1000
Census Tract	303203

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 28, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Jun 27, 2019	Grant Deed, Transfer · VA Mortgage USAA
Jun 29, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	Oct 2, 2001 · Amount on Record
Deed Book / Page	13329 / 175
Prior Transfer Date	Mar 30, 2007
Prior Transfer Doc	0073020103
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0137510301
Date	Mar 23, 2020
Book Page	13751/301

Lender

Name	MERIDIAN BANK
Type	Bank
Address	BLUE BELL, PA 19422

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147290420
Date	May 6, 2021
Book Page	14729/420

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	BEL AIR, MD 21015

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2031

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0152740075
Date	Dec 28, 2021
Book Page	15274/75

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 27, 2019
Property Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Document Number	0133290175
Book / Page	013329 / 000175
Instrument Date	Jun 20, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 MONTGOMERY CT FOREST HILL MD 210503029, FOREST HILL, MD 21050-3029

Mortgage

Document Number	133290181
Date	Jun 27, 2019
Book Page	013329/000181

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 29, 2017
Property Address	403 MONTGOMERY CT, FOREST HILL, MD 21050-3029
Document Number	0124150222
Book / Page	012415 / 000222
Instrument Date	Jun 2, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	QUIET TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	403 MONTGOMERY CT FOREST HILL MD 210503029, FOREST HILL, MD 21050-3029

Mortgage

Document Number	124150228
Date	Jun 29, 2017
Book Page	012415/000228

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,355.00 (+11.55%)	$399,600 (+4.5%)	$434,000 (+13.49%) Land $81,300 Building $352,700
2025	$3,904.00 (+15.64%)	$382,400 (+14.49%) Land $81,300 Building $301,100	$382,400 (-) Land $81,300 Building $301,100
2023		$334,000	$382,400 Land $81,300 Building $301,100
2022	$3,376.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

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