403 Mill St, Reno, NV 89502 Property Records

Washoe County property record for 403 Mill St, Reno, NV 89502

Property Summary

Property Type	Commercial Vacant Land
Details	2 bd · 2 ba · 1,309 sqft · built 1902
Lot Size	0.242 acres (10,580 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Mar 2021)
Tax Bill	$2,388 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-111-11`

Property Details

APN / Parcel Number

Primary APN	`012-111-11`
Alternative APN	`22084`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,309 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1902
Exterior Material	Shake
Construction Type	Wood Frame
Lot Area	10,580 sqft (0.242 acres)
Porch	Porch
Porch Area	101 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22084
Street Address	403 MILL ST
City	RENO
State	NV
Zip	89502-1025
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	MD-RD
Legal Description	HAYDON SHOEMAKER ADD FRAC BLK G
Legal Range	19
Legal Township	19
Legal Subdivision	HAYDON-SHOEMAKER SE ADDITION
Legal Block	G
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	1
Census Block	1005
Census Tract	202

Owner

Source: Washoe County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1765 LEWIS ST, RENO, NV 89502-1432
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · SBA Mortgage PLUMAS BANK
Feb 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage PLUMAS BANK
Mar 19, 2021	Bargain and Sale Deed, Transfer WESTERN TITLE
Feb 8, 2018	Deed of Trust, Mortgage MORTGAGE CAP DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Jan 23, 2019 · Amount on Record
Deed Document Number	5155138
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	403 MILL ST, RENO, NV 89502-1025
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004793173
Date	Mar 5, 2018
Instrument	4793173

Lender

Name	PLUMAS BANK
Type	Bank
Address	AUBURN, CA 95603

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 4, 2043

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	403 MILL ST, RENO, NV 89502-1025
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004788448
Date	Feb 16, 2018
Instrument	4788448

Lender

Name	PLUMAS BANK
Type	Bank
Address	AUBURN, CA 95603

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 19, 2021
Property Address	403 MILL ST, RENO, NV 89502-1025
Document Number	0005155138
Instrument Date	Mar 18, 2021
Instrument	5155138
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WESTERN TITLE

Transaction

Amount	Amount Recorded
Tax	$820.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 MILL ST, 123, RENO, NV 89501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 MILL ST, RENO, NV 89501

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	403 MILL ST, RENO, NV 89502-1025
Document Number	0004795056
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST CENTENNIAL TITLE COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	77 HIGH ST RENO NV 895021086, RENO, NV 89502-1086

Mortgage

Document Number	0004795056
Date	Mar 12, 2018
Instrument	4795056

Lender

Name	MORTGAGE CAP DEV
Type	Mortgage Company
Address	OAKLAND, CA 94612

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,388.00 (+14.59%)	$73,319 (+1%) Land $73,319	$209,484 (+1%) Land $209,484
2023	$2,084.00	$66,654 Land $66,654	$190,440 Land $190,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Truckee Meadows Internet.

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