403 Middle St, Phillipsburg, NJ 08865 Property Records

Warren County and Pohatcong Township property record for 403 Middle St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	2,376 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jul 2020)
Tax Bill	$11,628 (2025)
Deeds & Mortgages	Jul 2020 Sale Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-00012-01-00002`

Property Details

APN / Parcel Number

Primary APN	`20-00012-01-00002`
Alternative APNs	`2000012000100002` `2000012000000002`

Interior

Stories	2 Stories
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	125 ft deep x 112 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2000012000000002
Street Address	403 MIDDLE ST
City	PHILLIPSBURG
State	NJ
Zip	08865-4908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	EAST PARKSIDE
Legal Block	12.1
Legal Lot Number	2
Jurisdiction	WARREN NJ
Township / Civil Division	POHATCONG
Census Block Group	1
Census Block	1002
Census Tract	32300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Middle St is owned and occupied by an individual who bought it in July 2020.

Source: Warren County and Pohatcong Township records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	403 MIDDLE ST, PHILLIPSBURG, NJ 08865-4908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Grant Deed, Transfer PROVIDENT TITLE
Jul 9, 2018	Quit Claim Deed, Mortgage UNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	2020532689
Deed Book / Page	3076 / 316
Prior Transfer Date	Jul 8, 2005
Prior Transfer Doc	0020180212
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 29, 2020
Property Address	403 MIDDLE ST, PHILLIPSBURG, NJ 08865-4908
Document Number	0000532689
Book / Page	003076 / 000316
Instrument Date	Jul 14, 2020
Instrument	532689
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MIDDLE ST PHILLIPSBURG NJ 088654908, PHILLIPSBURG, NJ 08865-4908

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 9, 2018
Property Address	403 MIDDLE ST, PHILLIPSBURG, NJ 08865-4908
Document Number	0000495471
Book / Page	002875 / 000085
Instrument Date	Jun 7, 2018
Instrument	495471
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 MIDDLE ST PHILLIPSBURG NJ 088654908, PHILLIPSBURG, NJ 08865-4908

Mortgage

Document Number	495472
Date	Jul 9, 2018
Book Page	006601/000075
Instrument	495472

Lender

Name	UNITY BK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 8, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 403 Middle St was $11,628, up 4.1% from the year before.

Source: Warren County and Pohatcong Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	Pohatcong Township
Unified School District	Pohatcong Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,400 (-) Land $62,200 Building $194,200	$256,400 (-) Land $62,200 Building $194,200
2025	$11,628.00 (+4.07%)	$256,400 Land $62,200 Building $194,200	$256,400 Land $62,200 Building $194,200
2024	$11,173.00
2023		$256,400 (-) Land $62,200 Building $194,200	$256,400 (-) Land $62,200 Building $194,200
2022	$10,630.00 (+1.34%)	$256,400 Land $62,200 Building $194,200	$256,400 Land $62,200 Building $194,200
2021	$10,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Middle St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1979–2023)
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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