403 Middle River Rd, Baltimore (Middle River), MD 21220 Property Records

Baltimore County property record for 403 Middle River Rd, Baltimore, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,648 sqft · built 1976
Lot Size0.144 acres (6,272 sqft)
OwnerIndividual Name on File
Last Sale$243,000 (Feb 2024)
Tax Bill$3,368 (2024)
Deeds & MortgagesFeb 2024 Sale & Mortgage
May 2020 Mortgage
+ 1 more
APN15-1518470853

Property Details

APN / Parcel Number

Primary APN15-1518470853
Alternative APN
  • 1518470853

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,648 sqft Living Area
1st Floor Area1,248 sqft
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,272 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1518470853
Street Address403 MIDDLE RIVER RD
CityBALTIMORE
StateMD
Zip21220-3707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.144 AC ES 403 MIDDLE RIVER RD
Legal SubdivisionMIDDLE RIVER
Legal Block4
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group4
Census Block4002
Census Tract451402

Owner

403 Middle River Rd is owned and occupied by an individual who bought it in February 2024.

Source: Baltimore County records, as of September 9, 2025

Owner of RecordIndividual Name on File
Mailing Address403 MIDDLE RIVER RD, MIDDLE RIVER, MD 21220-3707
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 6, 2024Deed, Transfer · Conventional Mortgage
NP INC
May 7, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 7, 2020Loan Modification, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2024 · Amount on File
Deed SaleFeb 6, 2024 · Amount on File
Prior SaleApr 7, 1999 · Amount on File
Prior Transfer DateMar 3, 2010
Prior Transfer Doc0292350251
Record UpdatedJun 8, 2026

February 2024: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateFeb 6, 2024
Property Address403 MIDDLE RIVER RD, BALTIMORE, MD 21220-3707
Document Number0487580086
Book / Page48758 / 86
Instrument DateJun 12, 2023
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyBLACK OAK TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$607.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address403 MIDDLE RIVER RD, BALTIMORE, MD 21220-3707

Mortgage

Document Number0487580095
DateFeb 6, 2024
Instrument48758-0095
Lender
NameNP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term353 Months
DueJul 1, 2053

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address403 MIDDLE RIVER RD, BALTIMORE, MD 21220-3707
Document Number0431020407
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address403 MIDDLE RIVER RD MIDDLE RIVER MD 212203707, MIDDLE RIVER, MD 21220-3707

Mortgage

Document Number0431020407
DateJul 7, 2020
Book Page043102/000407
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 6, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address403 MIDDLE RIVER RD, BALTIMORE, MD 21220-3707
Document Number0431020399
Instrument DateMay 7, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address403 MIDDLE RIVER RD MIDDLE RIVER MD 212203707, MIDDLE RIVER, MD 21220-3707

Mortgage

Document Number0431020399
DateJul 7, 2020
Book Page043102/000399
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$252,200$281,700 Land $78,600 Building $203,100
2024$3,368.00 (+135.2%)
2023$1,432.00 Homeowner's exemption$193,200 Land $78,200 Building $115,000$193,200 Land $78,200 Building $115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 403 Middle River Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 Middle River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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