403 Melody Ln, Gainesville, TX 76240 Property Records

Cooke County property record for 403 Melody Ln, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1962
Lot Size	0.277 acres (12,070 sqft)
Owner	Individual Name on File
Tax Bill	$4,616 (2026)
Deeds & Mortgages	Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`2405-010-00016`

Property Details

APN / Parcel Number

Primary APN	`2405-010-00016`
Alternative APN	`3980`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,700 sqft Living Area
Gross Area	2,632 sqft
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	12,070 sqft (0.277 acres)
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	192 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	2405-010-00016
Street Address	403 MELODY LN
City	GAINESVILLE
State	TX
Zip	76240-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 10; LOT 16 & S 6' OF 17
Legal Subdivision	JOY ACRES
Legal Block	10
Legal Lot Number	16
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2003
Census Tract	1100

Owner

403 Melody Ln is owned and occupied by an individual who acquired it in October 2025.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	403 MELODY LN, GAINESVILLE, TX 76240-5137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 27, 2025
Transfer Doc	002743/238
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Oct 28, 2025
Property Address	403 MELODY LN, GAINESVILLE, TX 76240-5137
Document Number	002743/238
Book / Page	2743 / 238
Instrument Date	Oct 27, 2025
Instrument	2025-7764
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 MELODY LN, GAINESVILLE, TX 76240-5137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 S MORRIS ST, GAINESVILLE, TX 76240-5410

Tax Assessment & Valuation

The 2026 property tax bill for 403 Melody Ln was $4,616 with exemptions applied, up 184.9% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,616.00 (+184.94%) Homeowner's exemption Senior Citizen's exemption	$220,659 (+1%)	$229,433 (-2.21%) Land $48,220 Building $181,213
2025	$1,620.00 (-7%) Homeowner's exemption Senior Citizen's exemption	$200,599 Land $48,220 Building $186,389	$234,609 Land $48,220 Building $186,389
2024	$1,742.00
2023		$165,785 Land $48,276 Building $169,356	$217,632 Land $48,276 Building $169,356
2022	$2,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Melody Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Melody Ln is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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