403 McPherson Dr, Troy, AL 36079 Property Records

Pike County property record for 403 McPherson Dr, Troy, AL 36079

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,236 sqft · built 2007
Lot Size0.429 acres (18,687 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (May 2016)
Tax Bill$378 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN794310

Property Details

APN / Parcel Number

Primary APN794310
Alternative APN
  • 55 18 06 14 0 000 019.000

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,236 sqft Living Area
1st Floor Area1,236 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area18,687 sqft (0.429 acres)
Lot Dimensions175 ft deep x 107 ft wide
PorchSlab
Porch Area36 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number794310
Street Address403 MCPHERSON DR
CityTROY
StateAL
Zip36079-8138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionLOT #20 BLK A MEADOW GROVE S/D PHASE I PLTBK 3-39 107X175 S14 T9N R20E
Legal Range20E
Legal Township09N
Legal Section14
Legal SubdivisionMEADOW GROVE SUB PHASE I
Legal Phase1
Legal BlockA
Legal Lot Number20
JurisdictionPIKE AL
Township / Civil DivisionHENDERSON-SPRING HILL
Census Block Group1
Census Block1010
Census Tract189200

Owner

403 McPherson Dr is owned and occupied by an individual who bought it in May 2016.

Source: Pike County records, as of March 19, 2026

Owner of RecordIndividual Name on File
Mailing Address403 MCPHERSON DR, TROY, AL 36079-8138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2016 · Amount on File
Deed SaleMay 20, 2016 · Amount on File
Prior SaleApr 18, 2008
Deed Document Number20161072
Deed Book / Page2016 / 1072
Prior Transfer DateApr 2, 2013
Prior Transfer Doc002013/765
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIKE AL
Property Address403 MCPHERSON DR, TROY, AL 36079-8138
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/9354
DateAug 18, 2021
Book Page2021/9354
Instrument20219354
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 403 McPherson Dr was $378 with a homeowner's exemption, up 8% from the year before.

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyPike County
MunicipalityTroy City
Unified School DistrictTroy City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$378.00 (+8%) Homeowner's exemption$11,640 (+6.99%) Land $1,440 Building $10,200$119,020 (+9.47%) Land $14,400 Building $104,620
2024$350.00 (-2.51%) Homeowner's exemption$10,880 (-2.16%) Land $1,200 Building $9,680$108,720 (-2.23%) Land $12,000 Building $96,720
2023$359.00 (+16.18%) Homeowner's exemption$11,120 (+13.93%)$111,200 (+13.84%) Land $12,000 Building $99,200
2022$309.00 Homeowner's exemption$9,760$97,680 Land $12,000 Building $85,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 McPherson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 McPherson Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY UTILITIES
serves 23,523 people · EPA ID AL0001124
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
10,000 / 10,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on McPherson Dr

Nearby Streets

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