403 McCullers St, Smithfield, NC 27577 Property Records

Johnston County property record for 403 McCullers St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,605 sqft · built 1961
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (Sep 1991)
Tax Bill$1,598 (2023)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN2000021110

Property Details

APN / Parcel Number

Primary APN2000021110
Alternative APN
  • 15087030

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,605 sqft Living Area
1st Floor Area1,605 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1974
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area216 sqft
Deck Area144 sqft
Patio Area144 sqft
Canopy15 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2000021110
Street Address403 MCCULLERS ST
CitySMITHFIELD
StateNC
Zip27577-3138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHEAV HOLD 1694
Legal SubdivisionHEAVNER-HOLDING SUB ADD #2
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2030
Census Tract40904

Owner

Source: Johnston County records, as of October 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address403 MCCULLUS STREET, SMITHFIELD, NC 27577
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 1991 · Amount on Record
Deed SaleSep 30, 1991 · Amount on Record
Deed Document Number0001224178
Record UpdatedJun 7, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address403 MCCULLERS ST, SMITHFIELD, NC 27577-3138
Document Number0000634806
Instrument DateNov 1, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address403 MCCULLERS ST SMITHFIELD NC 275773138, SMITHFIELD, NC 27577-3138

Mortgage

Document Number0000634806
DateNov 6, 2019
Book Page005462/000661
Instrument634806
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,598.00$126,890 Land $35,000 Building $91,890$126,890 Land $35,000 Building $91,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2016)
Most Recent ClaimOct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCullers St

Nearby Streets

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