403 McClain Ave, Greenfield, OH 45123 Property Records

Highland County property record for 403 McClain Ave, Greenfield, OH 45123

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,665 sqft · built 1907
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Jun 2026)
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2008 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`27-12-001-152.00`

Property Details

APN / Parcel Number

Primary APN	`27-12-001-152.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
1st Floor Area	980 sqft
Attic	Attic
Attic Area	65 sqft
Basement Area	180 sqft
Finished Basement	180 sqft
Unfinished Basement	180 sqft
Family Room	Family Room

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	159 ft deep x 41 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	403 MCCLAIN AVE
City	GREENFIELD
State	OH
Zip	45123-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	I/L 1150 E 1/2
Legal Subdivision	PLAT OF THE MCCLAIN DUNLAP SUBDIVSIION
Legal Lot Number	1150
Jurisdiction	HIGHLAND OH
Township / Civil Division	MADISON
Census Block Group	3
Census Block	3001
Census Tract	954400

Owner

Source: Highland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 N HIGH ST, HILLSBORO, OH 45133-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN HILLS COMMUNITY BANK
Mar 24, 2008	Deed of Trust, Mortgage THE HOME BUILDING & LOAN CO OF GREENFIEL
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
May 3, 2005	Deed of Trust, Mortgage HOMELAND CU INC
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS NATIONAL BANK
Jul 24, 2007	Warranty Deed, Transfer · ARM THE HOME BLDG & LOAN CO OF GREENFIE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Jul 24, 2007 · Amount on Record
Deed Document Number	20263197
Deed Book / Page	1022 / 5092
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Jun 30, 2026
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Document Number	0000003197
Book / Page	1022 / 5092
Instrument Date	Jun 26, 2026
Instrument	20263197
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	TRUE TITLE, TRUE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	310 N HIGH ST, HILLSBORO, OH 45133-1131

Mortgage

Document Number	0000003198,
Date	Jun 30, 2026
Instrument	20263198

Lender

Name	SOUTHERN HILLS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000701/466
Date	Mar 24, 2008
Book Page	701/466
Instrument	200800001761

Lender

Name	THE HOME BUILDING & LOAN CO OF GREENFIEL
Address	GREENFIELD, OH 45123

Agreement

Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00970/0320
Date	Jan 30, 2018
Book Page	970/0320
Instrument	201800000428

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	GREENFIELD, OH 45123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2023
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	10.2%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00994/1281
Date	Jul 6, 2021
Book Page	994/1281
Instrument	202100003939

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581/708
Date	May 3, 2005
Book Page	581/708
Instrument	200500003392

Lender

Name	HOMELAND CU INC

Agreement

Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	994/1281
Date	Jul 6, 2021
Book Page	994/1281
Instrument	202100003939

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	HILLSBORO, OH 45133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	970/0320
Date	Jan 30, 2018
Book Page	970/0320
Instrument	201800000428

Lender

Name	MERCHANTS NATIONAL BANK
Type	Bank
Address	GREENFIELD, OH 45123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2023
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	8.25%
Index	5-Year CMT
Max Rate	10.2%

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLAND OH
Recording Date	Jul 24, 2007
Property Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Document Number	000679/836
Book / Page	679 / 836
Instrument Date	Jul 16, 2007
Instrument	200700005072
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	403 MCCLAIN AVE, GREENFIELD, OH 45123-1117
Investor	Possibly a Property Investor

Mortgage

Document Number	200700005073
Date	Jul 24, 2007
Instrument	200700005073

Lender

Name	THE HOME BLDG & LOAN CO OF GREENFIE

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	11.7%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Highland County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Madison Township
Municipality	Greenfield Village
Unified School District	Greenfield Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00	$33,080 (-) Land $3,430 Building $29,650	$94,500 (-) Land $9,800 Building $84,700
2024	$1,021.00 (+52.16%) Homeowner's exemption	$33,080 (+68.78%) Land $3,430 Building $29,650	$94,500 (+68.75%) Land $9,800 Building $84,700
2023	$671.00 (-21.89%) Homeowner's exemption	$19,600 (-) Land $2,940 Building $16,660
2022		$19,600 Land $2,940 Building $16,660
2021	$859.00		$56,000 Land $8,400 Building $47,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD VILLAGE PWS serves 4,600 people · EPA ID OH3600312
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: AT&T.

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