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403 Matteri Cir, Cotati, CA 94931 Property Records

Sonoma County property record for 403 Matteri Cir, Cotati, CA 94931 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,567 sqft · built 2005
Lot Size0.062 acres (2,708 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Jul 2011)
Tax Bill$4,609 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN144-780-057-000

Property Details

APN / Parcel Number

Primary APN144-780-057-000
Alternative APN
  • 144-780-057

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,567 sqft Living Area
Gross Area2,002 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Lot Area2,708 sqft (0.062 acres)
Garage TypeAttached
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number144-780-057
Street Address403 MATTERI CIR
CityCOTATI
StateCA
Zip94931-4489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2005FM144-780-035 AMEND.HERITAGE GARDENS SUB LOT22
Legal SubdivisionHERITAGE GARDENS SUB
Legal Block4
Legal Lot Number22
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group4
Census Block4006
Census Tract151203

Owner

Source: Sonoma County records · APN 144-780-057-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address403 MATTERI CIR, COTATI, CA 94931-4489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Aug 02, 2019Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2011 · Amount on Record
Deed SaleJul 27, 2011 · Amount on Record
Prior SaleMay 27, 2011 · Amount on Record
Deed Document Number201162950
Prior Transfer DateMay 07, 2008
Prior Transfer Doc0000043558
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address403 MATTERI CIR, COTATI, CA 94931-4489
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MATTERI CIR, COTATI, CA 94931-4489

Mortgage

Document Number0000023281
DateFeb 26, 2021
Instrument2021023281
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address403 MATTERI CIR, COTATI, CA 94931-4489
Document Number0000055520
Instrument DateAug 02, 2019
Transaction TypeMortgage
Record UpdatedAug 30, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 MATTERI CIR COTATI CA 949314489, COTATI, CA 94931-4489

Mortgage

Document Number0000055520
DateAug 09, 2019
Instrument55520
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 08, 2029

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCotati City
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,609.00 (+3.09%) Homeowner's exemption$370,522 (+4.04%) Land $163,280 Building $207,242
2023$4,471.00 (+1.85%) Homeowner's exemption$356,137 Land $156,941 Building $199,196
2022$4,390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060971512034, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimJan 2006, Severe Storms, Flooding, Mudslides, And Landslides

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 679 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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