403 Margaret Ave, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 403 Margaret Ave, Baltimore, MD 21221

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1951
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,274 (2023)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Jul 2017 Mortgage
APN	`15-1510452480`

Property Details

APN / Parcel Number

Primary APN	`15-1510452480`
Alternative APN	`1510452480`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,200 sqft Total Area
1st Floor Area	800 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1510452480
Street Address	403 MARGARET AVE
City	BALTIMORE
State	MD
Zip	21221-6824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESSEX
Legal Subdivision	ESSEX
Legal Block	1N
Legal Lot Number	89
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	1
Census Block	1005
Census Tract	450400

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	403 MARGARET AVE, BALTIMORE, MD 21221-6824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Jul 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0004408364
Record Updated	Jun 7, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	403 MARGARET AVE, BALTIMORE, MD 21221-6824
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CROWN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392380153
Date	Aug 1, 2017
Book Page	0039238/153

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	891 Months
Due	Nov 21, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.23%
Type Change Date	Aug 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	403 MARGARET AVE, BALTIMORE, MD 21221-6824
Document Number	0392380174
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	403 MARGARET AVE BALTIMORE MD 212216824, BALTIMORE, MD 21221-6824

Mortgage

Document Number	0392380174
Date	Aug 1, 2017
Book Page	039238/000174

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	888 Months
Due	Jul 31, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.23%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,274.00 Homeowner's exemption	$169,700 Land $62,100 Building $107,600	$169,700 Land $62,100 Building $107,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2017)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Aug 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile.

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