403 Mako Dr, Atlantic Beach, FL 32233 Property Records

Duval County property record for 403 Mako Dr, Atlantic Beach, FL 32233

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,875 sqft · built 2008
Lot Size	0.181 acres (7,899 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2006)
Tax Bill	$2,595 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171469-0000`

Property Details

APN / Parcel Number

Primary APN	`171469-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,875 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,899 sqft (0.181 acres)
Lot Dimensions	93 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	403 MAKO DR
City	ATLANTIC BEACH
State	FL
Zip	32233-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARS-1
Legal Description	31-16 17-2S-29E R/P OF PT OF ROYAL PALMS UNIT 2 A LOT 26 BLK 12
Legal Range	29E
Legal Township	02S
Legal Section	17
Legal Subdivision	ROYAL PALMS UNIT 02A3.00
Legal Block	12
Legal Lot Number	26
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE BEACHES
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

403 Mako Dr is owned and occupied by two individuals who bought it in February 2006.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	403 MAKO DR, ATLANTIC BEACH, FL 32233-3905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2006 · Amount on File
Deed Sale	Feb 14, 2006 · Amount on File
Prior Sale	Oct 4, 2002 · Amount on File
Deed Document Number	200652153
Deed Book / Page	13070 / 382
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	403 MAKO DR, ATLANTIC BEACH, FL 32233-3905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191470471
Date	Mar 20, 2020
Book Page	19147/471
Instrument	2020065627

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 403 Mako Dr was $2,595 with a homeowner's exemption, up 4.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Atlantic Beach City
County	Duval County
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,226 (+1.09%)	$669,914 (-0.58%) Land $253,829 Building $416,085
2025	$2,595.00 (+4.3%) Homeowner's exemption	$192,131	$673,799 Land $300,000 Building $373,799
2024	$2,488.00 (+3.28%)
2023	$2,409.00 (+8.91%) Homeowner's exemption	$178,438 (+3%)	$446,829 (+10.49%) Land $225,000 Building $221,829
2022	$2,212.00 Homeowner's exemption	$173,241	$404,404 Land $175,000 Building $229,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Mako Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 110 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	28 (1993–2024)
Claims Outside the SFHA	13 of 28
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 403 Mako Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC BEACH WATER SYSTEM serves 23,503 people · EPA ID FL2160200
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20