403 Main St W, Wesley, IA 50483 Property Records

Kossuth County property record for 403 Main St W, Wesley, IA 50483

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1974
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,000 (Dec 2014)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-35-407-001`

Property Details

APN / Parcel Number

Primary APN	`20-35-407-001`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Basement Area	1,248 sqft
Finished Basement	600 sqft
Unfinished Basement	648 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	403 MAIN ST W
City	WESLEY
State	IA
Zip	50483-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 N 6/13 OF BLK 23 O P
Legal Subdivision	ORIGINAL PLAT OF WESLEY
Legal Block	23
Jurisdiction	KOSSUTH IA
Township / Civil Division	WESLEY
Census Block Group	2
Census Block	2115
Census Tract	950200

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	403 MAIN ST W, WESLEY, IA 50483-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage NORTHWEST BANK
Oct 11, 2017	Deed of Trust, Mortgage NORTHWEST BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jan 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	20143657
Deed Book / Page	2014 / 3657
Prior Transfer Date	Jun 26, 2011
Prior Transfer Doc	02011/2120
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	403 MAIN ST W, WESLEY, IA 50483-7128
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002833
Date	Sep 19, 2018
Book Page	0000002018/0000002833

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	403 MAIN ST W, WESLEY, IA 50483-7128
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2939
Date	Oct 11, 2017
Book Page	2017/2939
Instrument	2017 2939

Lender

Name	NORTHWEST BANK
Type	Bank
Address	ALGONA, IA 50511

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 11, 2027

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	403 MAIN ST W, WESLEY, IA 50483-7128
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1656
Date	Jun 8, 2020
Book Page	2020/1656
Instrument	2020 1656

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	403 MAIN ST W, WESLEY, IA 50483-7128
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002019/11
Date	Jan 3, 2019
Book Page	2019/11
Instrument	11

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	403 MAIN ST W, WESLEY, IA 50483-7128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1656
Date	Jun 8, 2020
Book Page	2020/1656
Instrument	2020 1656

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Municipality	Wesley City
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+3.29%) Homeowner's exemption	$149,282 (+10.57%) Land $7,140 Building $142,142
2024	$1,944.00 (+37.09%)
2023		$135,007 Land $7,140 Building $127,867	$135,007 (-9.56%) Land $7,140 Building $127,867
2021	$1,418.00		$149,282 Land $7,140 Building $142,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESLEY WATER SUPPLY serves 390 people · EPA ID IA5592098
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
GigFire Fixed Wireless	150 / 130
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

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