Lee County property record for 403 Main St, Steward, IL 60553
| Property Type | Commercial |
|---|---|
| Lot Size | 0.087 acres (3,828 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,033 (2025) |
| Deeds & Mortgages | May 2023 Sale Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-06-17-484-007 |
| Primary APN | 01-06-17-484-007 |
|---|---|
| Alternative APNs |
|
| Lot Area | 3,828 sqft (0.087 acres) |
|---|
| Account Number | 164620 |
|---|---|
| Street Address | 403 MAIN ST |
| City | STEWARD |
| State | IL |
| Zip | 60553-9615 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SECT/LOT:00 TWP:00RNG/BLK:003 VIL. OF STEWARD E. 45 FT LT 1 PT S. RY 0008-2443 CONTRACT |
| Legal Subdivision | VILLAGE STEWARD |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | LEE IL |
| Township / Civil Division | ALTO |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 100 |
403 Main St, a commercial property, is held in a trust since May 2023.
Source: Lee County records, as of June 16, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3125 S STONE HILL RD, CHANA, IL 61015-9500 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2023 | Deed, Transfer |
| Jan 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2023 |
| Deed Sale | May 26, 2023 |
| Prior Sale | Aug 24, 2000 · Amount on File |
| Deed Document Number | 20231657 |
| Prior Transfer Date | May 23, 2023 |
| Prior Transfer Doc | 0202301657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LEE IL |
| Recording Date | May 26, 2023 |
| Property Address | 403 MAIN ST, STEWARD, IL 60553-9615 |
| Document Number | 0202301657 |
| Instrument Date | May 23, 2023 |
| Instrument | 202301657 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3125 S STONE HILL RD, CHANA, IL 61015-9500 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE IL |
| Property Address | 403 MAIN ST, STEWARD, IL 60553-9615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900283 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 201900283 |
| Name | FIRST STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jan 10, 2026 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 403 Main St was $1,033, down 4.6% from the year before.
Source: Lee County assessment roll, as of June 16, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lee County |
| County Subdivision | Alto Township |
| Municipality | Steward Village |
| Secondary School District | Rochelle Township High School District 212 (09 - 12) |
| Elementary School District | Steward Elementary School District 220 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,033.00 (-4.62%) | $16,008 (-) Land $1,827 Building $14,181 | $48,024 (-) Land $5,481 Building $42,543 |
| 2024 | $1,083.00 | $16,008 Land $1,827 Building $14,181 | $48,024 Land $5,481 Building $42,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1999–2007) |
| Most Recent Claim | Aug 2007 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEWARD serves 238 people · EPA ID IL1030450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Arsenic resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| Rise Broadband Fixed Wireless | 25 / 5 |
May also be available: LR Communications, T-Mobile.
5G (outdoors only) and 4G LTE
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