403 Main St, Freeborn, MN 56032 Property Records

Freeborn County property record for 403 Main St, Freeborn, MN 56032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1938
Lot Size	0.21 acres (9,230 sqft)
Owner	Individual Name on Record
Last Sale	$20,900 (Jul 2015)
Tax Bill	$1,156 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25.015.0020`

Property Details

APN / Parcel Number

Primary APN	`25.015.0020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	1,240 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,230 sqft (0.21 acres)
Lot Dimensions	142 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	450 sqft
Porch	Slab
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard

Location & Zoning

Street Address	403 MAIN ST
City	FREEBORN
State	MN
Zip	56032-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREEBORN CITY LOT-2&3 BLOCK-045 W 25 FT LOT 2 & E 40 FT LOT 3 BLK 45
Legal Subdivision	FREEBORN CITY
Legal Block	45
Legal Lot Number	2&3
Jurisdiction	FREEBORN MN
Township / Civil Division	FREEBORN
Census Block Group	3
Census Block	3051
Census Tract	180200

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 48, FREEBORN, MN 56032-0048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 19, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Aug 17, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2015 · Amount on Record
Deed Sale	Jul 31, 2015 · Amount on Record
Deed Document Number	2015386679
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	403 MAIN ST, FREEBORN, MN 56032-2229
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A551217
Date	Oct 8, 2021
Instrument	A551217

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	403 MAIN ST, FREEBORN, MN 56032-2229
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A540194
Date	Nov 19, 2019
Instrument	A540194

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	403 MAIN ST, FREEBORN, MN 56032-2229
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A528618
Date	Aug 17, 2017
Instrument	A528618

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
Municipality	Freeborn City
Unified School District	United South Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,156.00 Homeowner's exemption	$95,000 (+34.75%) Land $13,300 Building $81,700	$95,000 (+34.75%) Land $13,300 Building $81,700
2025	$1,156.00 (+9.68%)
2023	$1,054.00 (+19.77%) Homeowner's exemption	$70,500 Land $8,000 Building $62,500	$70,500 Land $8,000 Building $62,500
2020	$880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Freeborn serves 259 people · EPA ID MN1240008
Water Source	Purchased groundwater from Hartland
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb
Copper	1.9 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Midco Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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