Lincoln County and Damariscotta Town property record for 403 Main St, Damariscotta, ME 04543
| Property Type | Commercial |
|---|---|
| Details | 3 bd · 1 ba · 4,136 sqft · built 1996 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,826 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | DAMA M:010 L:021 |
| Primary APN | DAMA M:010 L:021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 4,136 sqft Total Area |
| 1st Floor Area | 2,896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 519 |
|---|---|
| Street Address | 403 MAIN ST |
| City | DAMARISCOTTA |
| State | ME |
| Zip | 04543-4655 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RB |
| Legal Lot Number | 21 |
| Jurisdiction | DAMARISCOTTA ME |
| Township / Civil Division | DAMARISCOTTA |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 975300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
403 Main St, a commercial property, is owned by an individual.
Source: Lincoln County and Damariscotta Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 HEATH RD, BREMEN, ME 04551-3211 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 403 Main St was $10,826, up 13.7% from the year before.
Source: Lincoln County and Damariscotta Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Lincoln County |
| County Subdivision | Damariscotta Town |
| Secondary School District | Damariscotta (09 - 12) |
| Elementary School District | Great Salt Bay Community School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,826.00 (+13.67%) | $514,800 (-) Land $298,000 Building $216,800 |
| 2024 | $9,524.00 | $514,800 Land $298,000 Building $216,800 |
| 2022 | $7,416.00 | $445,400 Land $250,400 Building $195,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 403 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 3 condo units |
| Nearby Flood Claims | 6 (2018–2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Tidewater O.P.E.N. Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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