403 Locust St, Harrisonville, MO 64701 Property Records

Cass County property record for 403 Locust St, Harrisonville, MO 64701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,574 sqft · built 1944
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$235,200 (Jun 2026)
Tax Bill	$6,642 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-41-000-000-039.000`

Property Details

APN / Parcel Number

Primary APN	`13-21-41-000-000-039.000`
Alternative APN	`1000700`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,246 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Flooring	Wood

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Multi-Level
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Carport
Garage Area	820 sqft
Carport	Carport
Carport Area	820 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	344 sqft
Deck Area	40 sqft
Patio Area	40 sqft
Shed	1 Shed
Utility Building	1,760 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1000700
Street Address	403 LOCUST ST
City	HARRISONVILLE
State	MO
Zip	64701-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUTROS ADD LOTS 1-8 BLK 30 & VAC ALYS & BLK 33 & E2 VAC STREETS
Legal Range	31
Legal Township	44
Legal Section	04
Legal Subdivision	DUTROS ADD
Legal Block	30,33
Legal Lot Number	1-8
Jurisdiction	CASS MO
Township / Civil Division	GRAND RIVER
Census Block Group	1
Census Block	1010
Census Tract	60904

Owner

403 Locust St is owned and occupied by an individual who bought it in June 2026.

Source: Cass County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COUNTRY CLUB BANK
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit COUNTRY CLUB BANK
Jul 15, 2016	Deed of Trust, Mortgage · Line of Credit COUNTRY CLUB BANK
Jun 11, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit HAWTHORN BANK
Apr 13, 2022	Intrafamily Transfer, Transfer
Nov 7, 2014	Warranty Deed, Transfer · Line of Credit COUNTRY CLUB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on File
Deed Sale	Jun 11, 2026 · Amount on File
Prior Sale	Nov 7, 2014 · Amount on File
Deed Document Number	2026785754
Deed Book / Page	5312 / 94
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	00004842/1
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

Mortgage

Document Number	0004709/97
Date	Jun 28, 2021
Book Page	4709/97
Instrument	694753

Lender

Name	COUNTRY CLUB BANK
Type	Bank
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	AUSTIN TITLE, ATC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

Mortgage

Document Number	0004722/70
Date	Jul 22, 2021
Book Page	4722/70
Instrument	696591

Lender

Name	COUNTRY CLUB BANK
Type	Bank
Address	LEAWOOD, KS 66206

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004024/115
Date	Jul 15, 2016
Book Page	4024/115
Instrument	587420

Lender

Name	COUNTRY CLUB BANK
Type	Bank
Address	HARRISONVILLE, MO 64701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CASS MO
Recording Date	Jun 11, 2026
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Document Number	0000785754
Book / Page	5312 / 94
Instrument Date	Jun 11, 2026
Instrument	2026785754
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

Mortgage

Document Number	0000785754,
Date	Jun 11, 2026
Book Page	5312/95
Instrument	2026785754

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Recording Date	Jun 3, 2026
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Document Number	0000785305
Book / Page	5308 / 96
Instrument Date	Oct 3, 2025
Instrument	2026785305
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

Mortgage

Document Number	0000785305,
Date	Jun 3, 2026
Book Page	5308/96
Instrument	2026785305

Lender

Name	HAWTHORN BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MO
Recording Date	Apr 13, 2022
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Document Number	00004842/1
Book / Page	4842 / 1
Instrument Date	Apr 8, 2022
Instrument	714496
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Nov 7, 2014
Property Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331
Document Number	003844/052
Book / Page	3844 / 052
Instrument Date	Nov 6, 2014
Instrument	553655
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LOCUST ST, HARRISONVILLE, MO 64701-1331

Mortgage

Document Number	0000553690
Date	Nov 7, 2014
Instrument	553690

Lender

Name	COUNTRY CLUB BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 403 Locust St was $6,642.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Harrisonville City
Unified School District	Harrisonville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,642.00	$34,960 Land $4,000 Building $30,960	$183,970 Land $21,040 Building $162,930
2023	$1,938.00 (+4,626.83%)	$28,880 (+32.42%) Land $3,640 Building $25,240	$151,990 Land $19,130 Building $132,860
2022	$41.00	$21,810 Land $3,640 Building $18,170
2021			$114,770 Land $19,130 Building $95,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 403 Locust St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2017)
Most Recent Claim	Sep 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISONVILLE PWS serves 10,250 people · EPA ID MO1010349
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: KC Web, Verizon.

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