403 Locke Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 403 Locke Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1971
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jan 1994)
Tax Bill	$12,329 (2025)
Deeds & Mortgages	Mar 2020 Transfer Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-215-16`

Property Details

APN / Parcel Number

Primary APN	`044-215-16`
Alternative APN	`044-215-16-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,296 sqft Living Area
Gross Area	1,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	403 LOCKE DR
City	APTOS
State	CA
Zip	95003-5235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5
Legal Subdivision	APTOS BCH CNTRY CLB PROP SUB 1
Legal Lot Number	16
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1010
Census Tract	122203

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5147 VINCENT AVE, LOS ANGELES, CA 90041-1430
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 1994 · Amount on Record
Deed Sale	Jan 7, 1994 · Amount on Record
Deed Document Number	19941549
Deed Book / Page	5427 / 21
Last Transfer Date	Mar 13, 2020
Transfer Doc	0000009706
Record Updated	Sep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 19, 2020
Property Address	403 LOCKE DR, APTOS, CA 95003-5235
Document Number	0000009706
Instrument Date	Mar 13, 2020
Instrument	9706
Transaction Type	Transfer
Record Updated	Jun 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5147 VINCENT AVE LOS ANGELES CA 900411430, LOS ANGELES, CA 90041-1430

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 27, 2020
Property Address	403 LOCKE DR, APTOS, CA 95003-5235
Document Number	0000003055
Instrument Date	Jan 24, 2020
Instrument	3055
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5147 VINCENT AVE LOS ANGELES CA 900411430, LOS ANGELES, CA 90041-1430

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 26, 2019
Property Address	403 LOCKE DR, APTOS, CA 95003-5235
Document Number	0000010974
Instrument Date	Apr 23, 2019
Instrument	10974
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5147 VINCENT AVE LOS ANGELES CA 900411430, LOS ANGELES, CA 90041-1430

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$967,154 (+2%) Land $768,034 Building $199,120
2025	$12,329.00 (+10.11%)	$948,192 (+4.04%) Land $752,976 Building $195,216
2023	$11,197.00 (+2.19%)	$911,372 Land $723,736 Building $187,636	$1,032,930
2022	$10,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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