403 Lk Nakuru, Laredo, TX 78041 Property Records

Webb County property record for 403 Lk Nakuru, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	3,130 sqft · built 2004
Lot Size	0.248 acres (10,780 sqft)
Owner	Company Name on File
Last Sale	$170,000 (May 2018)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`991-00018-460`

Property Details

APN / Parcel Number

Primary APN	`991-00018-460`
Alternative APN	`292987`

Interior

Stories	1 Story
Building Area	3,130 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	3,130 sqft
Utility Area	220 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Tile
Lot Area	10,780 sqft (0.248 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Pool Area	527 sqft
Porch	Open Porch
Porch Area	690 sqft

Location & Zoning

Street Address	403 LAKE NAKURU
City	LAREDO
State	TX
Zip	78041-1975
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKESIDE, BLOCK 18, LOT 46, PHASE 10
Legal Subdivision	LAKESIDE
Legal Phase	10
Legal Block	18
Legal Lot Number	46
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	3
Census Block	3016
Census Tract	1714

Owner

403 Lk Nakuru is owned by a company that bought it in May 2018 and is owner-occupied.

Source: Webb County records, as of September 1, 2026

Owner of Record	Company Name on File
Mailing Address	403 LAKE NAKURU, LAREDO, TX 78041-1975
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GEO MORTGAGE SERVICES INC
May 10, 2018	Vendor's Lien, Transfer COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	20181328641
Deed Book / Page	4415 / 672
Prior Transfer Date	Feb 7, 2006
Prior Transfer Doc	002023/884
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	403 LAKE NAKURU, LAREDO, TX 78041-1975
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4960/121
Date	Feb 22, 2021
Book Page	4960/121
Instrument	1419172

Lender

Name	GEO MORTGAGE SERVICES INC
Type	Mortgage Company
Address	LAREDO, TX 78045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 10, 2018
Property Address	403 LAKE NAKURU, LAREDO, TX 78041-1975
Document Number	004415/672
Book / Page	4415 / 672
Map Reference	VOL 4 PG 32
Instrument Date	May 7, 2018
Instrument	1328641
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 LAKE NAKURU, LAREDO, TX 78041-1975

Mortgage

Document Number	0001328642
Date	May 10, 2018
Instrument	1328642

Lender

Name	COMMERCE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 403 Lk Nakuru was $2,353 with a homeowner's exemption, down 0.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (-) Land $180,457 Building $284,543	$465,000 (-) Land $180,457 Building $284,543
2025	$2,353.00 (-0.13%) Homeowner's exemption	$465,000 Land $180,457 Building $284,543	$465,000 Land $180,457 Building $284,543
2024	$2,356.00
2023		$425,205 Land $134,858 Building $290,347	$425,205 Land $134,858 Building $290,347
2022	$2,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Lk Nakuru in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Lk Nakuru is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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