Clay County property record for 403 Licklog Rd, Hayesville, NC 28904 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,415 sqft · built 1994 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,000 (Aug 2019) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 548901094409 |
| Primary APN | 548901094409 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,415 sqft Heated Area |
| Year Built | Built 1994 |
|---|---|
| Lot Area | 20,909 sqft (0.48 acres) |
| Account Number | 617621000 |
|---|---|
| Street Address | 403 LICKLOG RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-6273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1 & 2 |
| Legal Tract | 1,2 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HIAWASSEE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 950101 |
Source: Clay County records · APN 548901094409
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 220 IVY PARK SQ, AVONDALE ESTATES, GA 30002-1772 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK NA |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK |
| Aug 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2019 · Amount on Record |
| Deed Sale | Aug 09, 2019 · Amount on Record |
| Deed Document Number | 0000043299 |
| Deed Book / Page | 432 / 99 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 403 LICKLOG RD, HAYESVILLE, NC 28904-6273 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000H16/46 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | H16/46 |
| Instrument | 2021003940 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 403 LICKLOG RD, HAYESVILLE, NC 28904-6273 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | G15/32 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | G15/32 |
| Instrument | 2020000940 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Aug 09, 2019 |
| Property Address | 403 LICKLOG RD, HAYESVILLE, NC 28904-6273 |
| Document Number | 432/0099 |
| Book / Page | 432 / 0099 |
| Map Reference | CAB 6 SL 73 |
| Instrument Date | Aug 09, 2019 |
| Instrument | 2019001756 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,098.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 699 BATTERY EDGE DR, 699, SUMMERVILLE, SC 29486-8264 |
| Name | Verified Name |
|---|---|
| Address | 220 IVY PARK SQ, AVONDALE ESTATES, GA 30002-1772 |
| Document Number | 2019001757 |
|---|---|
| Date | Aug 09, 2019 |
| Instrument | 2019001757 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Number | 00Y14/0017 |
|---|---|
| Date | Aug 09, 2019 |
| Book Page | Y14/0017 |
| Instrument | 2019001758 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 10.7% |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $440,200 (-) Land $180,000 Building $260,200 | $440,200 (-) Land $180,000 Building $260,200 |
| 2023 | $440,200 Land $180,000 Building $260,200 | $440,200 Land $180,000 Building $260,200 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| Uniti Group | Cable | 1,000 / 25 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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