403 Laurel Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 403 Laurel Ave, Saint Paul, MN 55102

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 3,203 sqft · built 1900
Lot Size0.199 acres (8,650 sqft)
OwnerIndividual Name on File
Last Sale$795,000 (Nov 2023)
Tax Bill$12,706 (2025)
Deeds & MortgagesOct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN01-28-23-21-0106

Property Details

APN / Parcel Number

Primary APN01-28-23-21-0106
Alternative APNs
  • 8571927
  • 635487

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,203 sqft Living Area
1st Floor Area1,204 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeWood
Lot Area8,650 sqft (0.199 acres)
Lot Dimensions173 ft deep x 50 ft wide
Garage TypeDetached
Garage Area968 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number635487
Street Address403 LAUREL AVE
CitySAINT PAUL
StateMN
Zip55102-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOCHRANS SUBDIVISION OF,AND A LOT 5 BLK 11
Legal Range23
Legal Township28
Legal Section01
Legal SubdivisionCOCHRANS SUBDIVISION OF,AND A
Legal Block11
Legal Lot Number5
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3000
Census Tract35500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Historic Hill District
listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

403 Laurel Ave is owned and occupied by an individual who acquired it in October 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address403 LAUREL AVE, SAINT PAUL, MN 55102-2015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2023 · Amount on File
Deed SaleNov 29, 2023 · Amount on File
Deed Document Number20232765335
Last Transfer DateOct 1, 2025
Transfer Doc0005084585
Record UpdatedSep 20, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRAMSEY MN
Recording DateOct 29, 2025
Property Address403 LAUREL AVE, SAINT PAUL, MN 55102-2015
Document Number0A05084584
Instrument DateOct 29, 2025
InstrumentA05084584
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address403 LAUREL AVE, SAINT PAUL, MN 55102-2015

Tax Assessment & Valuation

The 2025 property tax bill for 403 Laurel Ave was $12,706.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$688,100 (-6.1%) Land $174,700 Building $513,400$688,100 (-6.1%) Land $174,700 Building $513,400
2025$12,706.00$732,800 Land $174,700 Building $558,100$732,800 Land $174,700 Building $558,100
2023$10,686.00$716,900 Land $174,700 Building $542,200$716,900 Land $174,700 Building $542,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Laurel Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 403 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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