Burleigh County property record for 403 Laredo Dr, Bismarck, ND 58504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,981 sqft · built 1990 |
| Lot Size | 0.229 acres (10,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,507 (Dec 2010) |
| Tax Bill | $1,053 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Apr 2017 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 0608-005-085 |
| Primary APN | 0608-005-085 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,981 sqft Living Area |
| Basement Area | 1,024 sqft |
| Finished Basement | 764 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | French |
| Construction Type | Frame |
| Lot Area | 10,005 sqft (0.229 acres) |
| Lot Dimensions | 115 ft deep x 87 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 403 LAREDO DR |
|---|---|
| City | BISMARCK |
| State | ND |
| Zip | 58504-7212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | WACHTER'S 6TH LOT 18 |
| Legal Subdivision | WACHTER'S 6TH |
| Legal Block | 5 |
| Legal Lot Number | 18 |
| Jurisdiction | BURLEIGH ND |
| Township / Civil Division | BISMARCK |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10700 |
403 Laredo Dr is owned and occupied by two individuals who bought it in December 2010.
Source: Burleigh County records, as of March 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU |
| Apr 17, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Apr 25, 2005 | Deed of Trust, Mortgage · Conventional Mortgage KIRKWOOD BANK & TRUST CO |
| Mar 12, 2008 | Deed of Trust, Mortgage · Conventional Mortgage KIRKWOOD BANK & TRUST CO |
| Jun 20, 2008 | Deed of Trust, Mortgage · Conventional Mortgage KIRKWOOD BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2010 · Amount on File |
| Deed Sale | Dec 22, 2010 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000988578 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 988578 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | JAMESTOWN, ND 58401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 27, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 27, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 11.4% |
| Index | 5-Year CMT |
| Max Rate | 16.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000855629 |
|---|---|
| Date | Apr 17, 2017 |
| Instrument | 855629 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000635826 |
|---|---|
| Date | Apr 25, 2005 |
| Instrument | 635826 |
| Name | KIRKWOOD BANK & TRUST CO |
|---|---|
| Address | BISMARCK, ND 58503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000686492 |
|---|---|
| Date | Mar 12, 2008 |
| Instrument | 686492 |
| Name | KIRKWOOD BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | BISMARCK, ND 58506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 15, 2015 |
| Rate | 6.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 403 LAREDO DR, BISMARCK, ND 58504-7212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000692551 |
|---|---|
| Date | Jun 20, 2008 |
| Instrument | 692551 |
| Name | KIRKWOOD BANK & TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | BISMARCK, ND 58506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jun 15, 2015 |
| Rate | 6.25% |
|---|
The 2025 property tax bill for 403 Laredo Dr was $1,053 with a veteran's exemption.
Source: Burleigh County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Burleigh County |
| Municipality | Bismarck City |
| Unified School District | Bismarck Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,053.00 Veteran's exemption | $220,000 Land $38,000 Building $182,000 | $440,000 Land $76,000 Building $364,000 |
| 2023 | $2,782.00 Veteran's exemption | $204,750 Land $35,000 Building $169,750 | $409,500 Land $70,000 Building $339,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 403 Laredo Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1978–2013) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | May 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Laredo Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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