Clay County property record for 403 Lakeview Dr, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,621 sqft · built 1999 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Dec 2008) |
| Tax Bill | $4,237 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-11-006.00 |
| Primary APN | 05-319-00-11-006.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,621 sqft Living Area |
| Gross Area | 3,184 sqft |
| 1st Floor Area | 1,621 sqft |
| Basement Area | 740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 823 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 176 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 403 LAKEVIEW DR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 7TH PLAT LT 13 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 7TH |
| Legal Lot Number | 13 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22000 |
403 Lakeview Dr is owned and occupied by an individual who acquired it in March 2017.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 403 LAKEVIEW DR, SMITHVILLE, MO 64089-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| May 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 28, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2008 · Amount on File |
| Deed Sale | Dec 22, 2008 · Amount on File |
| Prior Sale | May 28, 1999 · Amount on File |
| Deed Document Number | 200842164 |
| Deed Book / Page | 6089 / 60 |
| Last Transfer Date | Mar 28, 2017 |
| Transfer Doc | 0000009571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 403 LAKEVIEW DR, SMITHVILLE, MO 64089-9646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 403 LAKEVIEW DR, SMITHVILLE, MO 64089-9646 |
| Document Number | 0000002740 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 9514/171 |
| Instrument | 2023002740 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 403 LAKEVIEW DR, SMITHVILLE, MO 64089-9646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000014105 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 7954/072 |
| Instrument | 2017014105 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 28, 2017 |
| Property Address | 403 LAKEVIEW DR, SMITHVILLE, MO 64089-9646 |
| Document Number | 0000009571 |
| Book / Page | 007930 / 000049 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 9571 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 LAKEVIEW DR SMITHVILLE MO 640899646, SMITHVILLE, MO 64089-9646 |
The 2025 property tax bill for 403 Lakeview Dr was $4,237.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,237.00 | $59,530 | $313,316 |
| 2023 | $3,164.00 | $45,830 | $241,210 |
| 2019 | $2,556.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 403 Lakeview Dr in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 403 Lakeview Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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