Madison County and Sullivan Town property record for 403 Lake St, Chittenango, NY 13037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,344 sqft · built 1948 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $68,000 (Dec 2012) |
| Tax Bill | $4,237 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| APN | 254801 41.80-1-33 |
| Primary APN | 254801 41.80-1-33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 336 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 105 ft deep x 62 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 296 sqft |
| Patio Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5501. |
|---|---|
| Street Address | 403 LAKE ST |
| City | CHITTENANGO |
| State | NY |
| Zip | 13037-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | SULLIVAN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30401 |
403 Lake St is owned and occupied by two individuals who bought it in December 2012.
Source: Madison County and Sullivan Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 LAKE ST, CHITTENANGO, NY 13037-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2012 · Amount on File |
| Deed Sale | Dec 4, 2012 · Amount on File |
| Deed Book / Page | 2012 / 8160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 27, 2026 |
| Property Address | 403 LAKE ST, CHITTENANGO, NY 13037-1223 |
| Document Number | 0000004055 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20264055 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 403 LAKE ST, CHITTENANGO, NY 13037-1223 |
| Document Number | 0000004055, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 20264055 |
| Name | COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 403 Lake St was $4,237 with a homeowner's exemption, up 119.3% from the year before.
Source: Madison County and Sullivan Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| County Subdivision | Sullivan Town |
| Municipality | Chittenango Village |
| Unified School District | Chittenango Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,237.00 (+119.31%) Homeowner's exemption | ||
| 2025 | $1,932.00 | $86,300 Land $9,600 Building $76,700 | $145,042 Land $16,134 Building $128,908 |
| 2023 | $86,300 Land $9,600 Building $76,700 | $125,072 Land $13,913 Building $111,159 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 403 Lake St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 403 Lake St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCWA public/private · serves 350,000 people · EPA ID NY3304336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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