Cumberland County property record for 403 Kettering St, Stedman, NC 28391
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,867 sqft · built 1996 |
| Lot Size | 11.8 acres (515,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Dec 2010) |
| Tax Bill | $4,561 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0485-68-2327 |
| Primary APN | 0485-68-2327 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,867 sqft Heated Area |
| 1st Floor Area | 2,946 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 515,750 sqft (11.8 acres) |
| Lot Dimensions | 737 ft deep x 686 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 759 sqft |
| Patio Area | 256 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 403 KETTERING ST |
|---|---|
| City | STEDMAN |
| State | NC |
| Zip | 28391-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | W C AVERITT LO:8 SE:01 PL:0090-0094 |
| Legal Subdivision | EASTOVER ARMSTRONG STEDMAN DIS |
| Legal Block | 68 |
| Legal Lot Number | 8 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | CEDAR CREEK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2801 |
Source: Cumberland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 KETTERING ST, STEDMAN, NC 28391-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2010 · Amount on Record |
| Deed Sale | Dec 30, 2010 · Amount on Record |
| Prior Sale | May 5, 2009 · Amount on Record |
| Deed Book / Page | 8557 / 14 |
| Prior Transfer Date | Dec 28, 2010 |
| Prior Transfer Doc | 0085570014 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 403 KETTERING ST, STEDMAN, NC 28391-9636 |
| Document Number | 0101440870 |
| Book / Page | 010144 / 000870 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 403 KETTERING ST STEDMAN NC 283919636, STEDMAN, NC 28391-9636 |
| Document Number | 0101440870 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 010144/000870 |
| Instrument | 24845 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | 384 S 400 W # 100, LINDON, UT 84042-1957 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 6, 2047 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,561.00 (+29.39%) | $488,394 (+45.34%) Land $123,844 Building $364,550 | $488,394 (+45.34%) Land $123,844 Building $364,550 |
| 2024 | $3,525.00 (+1.06%) | $336,028 (-) Land $69,173 Building $266,855 | $336,028 (-) Land $69,173 Building $266,855 |
| 2023 | $3,488.00 (+1.07%) | $336,028 Land $69,173 Building $266,855 | $336,028 Land $69,173 Building $266,855 |
| 2022 | $3,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (2012–2018) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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