403 John St, Decorah, IA 52101 Property Records

Winneshiek County property record for 403 John St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,402 sqft · built 1890
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$164,500 (Apr 2024)
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2018 Refinance
Flood Zone	Zone X (minimal risk)
APN	`111535100500`

Property Details

APN / Parcel Number

Primary APN	`111535100500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	640 sqft
Basement Area	640 sqft
Unfinished Basement	640 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide

Exterior Amenities

Porch	Slab
Porch Area	25 sqft
Deck Area	200 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	403 JOHN ST
City	DECORAH
State	IA
Zip	52101-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 & S 12' L 6 BLK 1 OTIS & STEVENS
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	OTIS & STEVENS ADD
Legal Block	1
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	4
Census Block	4008
Census Tract	950300

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	403 JOHN ST, DECORAH, IA 52101-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Dec 11, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Deed Document Number	2024858
Deed Book / Page	2024 / 858
Prior Transfer Date	Mar 9, 2024
Prior Transfer Doc	0000000586
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	403 JOHN ST, DECORAH, IA 52101-2232
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 JOHN ST, DECORAH, IA 52101-2232

Mortgage

Document Number	002024/860
Date	Apr 24, 2024
Book Page	2024/860
Instrument	2024 860

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	403 JOHN ST, DECORAH, IA 52101-2232
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/3402
Date	Dec 11, 2018
Book Page	2018/3402
Instrument	3402

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00	$156,530 (-) Land $26,480 Building $130,050	$156,530 (-) Land $26,480 Building $130,050
2025	$2,708.00 (+18.88%)	$156,530 (+29.31%) Land $26,480 Building $130,050	$156,530 (+29.31%) Land $26,480 Building $130,050
2024	$2,278.00 (+5.17%)
2023		$121,050 (+16.43%) Land $26,480 Building $94,570	$121,050 (+16.43%) Land $26,480 Building $94,570
2022	$2,166.00	$103,970 Land $22,070 Building $81,900
2021			$103,970 Land $22,070 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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