403 Jefferson Ave, Saint Bernard (Cincinnati), OH 45217 Property Records

Hamilton County property record for 403 Jefferson Ave, Saint Bernard, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,483 sqft · built 1911
Lot Size0.112 acres (4,922 sqft)
Owner2 Owner Names on File
Last Sale$135,000 (Jul 2001)
Tax Bill$3,466 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN582-0011-0167-00

Property Details

APN / Parcel Number

Primary APN582-0011-0167-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,483 sqft Living Area
1st Floor Area907 sqft
2nd Floor Area576 sqft
Upper Floors Area576 sqft
Basement Area907 sqft

Exterior

Year BuiltBuilt 1911
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area4,922 sqft (0.112 acres)
Lot Dimensions132 ft deep x 37 ft wide
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area126 sqft
Patio Area143 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address403 JEFFERSON AVE
CitySAINT BERNARD
StateOH
Zip45217-1712
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description403 JEFFERSON AVE 37.50 X132 LOT 462 PT 461 S KEMPER HEIRS
Legal SubdivisionKEMPER
Legal Lot Number462
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group2
Census Block2006
Census Tract25800

Owner

The current owner of 403 Jefferson Ave bought it in July 2001.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Owner Names on File
Mailing Address403 JEFFERSON AVE, SAINT BERNARD, OH 45217-1712
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2001 · Amount on File
Deed SaleJul 17, 2001 · Amount on File
Deed Document Number942546
Record UpdatedJun 8, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address403 JEFFERSON AVE, SAINT BERNARD, OH 45217-1712
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076279
DateAug 21, 2017
Instrument17-0076279
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount on Record
Term360 Months
DueAug 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 403 Jefferson Ave was $3,466, up 4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,466.00 (+4.02%)$56,217 (+%) Land $9,712 Building $46,505
2024$3,332.00 (-3.92%)$56,216 (-) Land $9,712 Building $46,504
2023$3,468.00 (+20.5%)$56,216 (+55.3%) Land $9,712 Building $46,504$160,620 Land $27,750 Building $132,870
2022$2,878.00 Homeowner's exemption$36,198 Land $7,578 Building $28,620
2020$103,420 Land $21,650 Building $81,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 403 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2018–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 808 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Jefferson Ave

Nearby Streets

Search Property Records by Address or Parcel Number