403 Jay Ct, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 403 Jay Ct, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	6,101 sqft · built 2002
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Apr 2003)
Tax Bill	$41,816 (2025)
Deeds & Mortgages	Jan 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-02205-0000-00003-05`

Property Details

APN / Parcel Number

Primary APN	`20-02205-0000-00003-05`
Alternative APN	`20022050000000030005`

Interior

Building Area	6,101 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	46,609 sqft (1.07 acres)

Location & Zoning

Street Address	403 JAY CT
City	FRANKLIN LAKES
State	NJ
Zip	07417-2235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	1.07 AC
Legal Block	2205
Legal Lot Number	3.05
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1023
Census Tract	20200

Owner

403 Jay Ct is owned and occupied by an individual who acquired it in January 2017.

Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	403 JAY CT, FRANKLIN LAKES, NJ 07417-2235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2003 · Amount on File
Deed Sale	Apr 9, 2003 · Amount on File
Deed Book / Page	8565 / 718
Last Transfer Date	Jan 4, 2017
Transfer Doc	0025081852
Record Updated	Oct 29, 2026

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 18, 2017
Property Address	403 JAY CT, FRANKLIN LAKES, NJ 07417-2235
Document Number	0025081852
Book / Page	002508 / 001852
Instrument Date	Jan 4, 2017
Transaction Type	Transfer
Record Updated	Jan 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 JAY CT FRANKLIN LAKES NJ 074172235, FRANKLIN LAKES, NJ 07417-2235

Tax Assessment & Valuation

The 2025 property tax bill for 403 Jay Ct was $41,816, up 6% from the year before.

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,196,200 (-) Land $457,000 Building $1,739,200	$2,196,200 (-) Land $457,000 Building $1,739,200
2025	$41,816.00 (+6.01%)	$2,196,200 Land $457,000 Building $1,739,200	$2,196,200 Land $457,000 Building $1,739,200
2024	$39,444.00
2023		$2,196,200 Land $457,000 Building $1,739,200	$2,196,200 Land $457,000 Building $1,739,200
2022	$37,027.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 403 Jay Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 403 Jay Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20